WESTERN LIBERTY BANK

Financial advisory and consultancy services; Financial analysis and research services; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Financial consulting services, namely, expert analysis in finance; Financial information and advisory services; Financial investment services, namely, administering the issuance, underwriting and distribution of securities; Financial planning and investment advisory services; Financial portfolio analysis services; Financial research and information services; Financial services in the nature of an investment security; Financial services in the field of money lending; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial services, namely, investment fund transfer and transaction services; Financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; Financial services, namely, issuance and management of certificates backed by loan portfolios that are subsequently managed to insure the integrity of the certificates; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, savings programs for youths; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the Internet and intranet systems; Financial services, namely, providing information in the fields of foreign currency, commodities, financial derivatives, interest rate products, and equities via the Internet and intranet systems; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Financial services, namely, mortgage planning; Financial services, namely, estate settlement services; Financial services, namely, credit repair and restoration; Financial services, namely, debt settlement; Financial services, namely, electronic remote check deposit services; Financial services, namely, coordination, within a single account, of an investment portfolio's maintenance, trading, rebalancing, and tax management needs; Financial services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash, or other types of financial investments in retirement plans using a credit or debit card over a global data network; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; Financial services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash, or other types of financial investments in retirement plans using a check or negotiable order of withdrawal over a global data network; Financial services, namely, loss mitigation services for under- or non-performing mortgage loans; Financial services, namely, life insurance settlement services; Financial services, namely, loan default mitigation services; Financial services, namely, arranging of modified loan terms designed to prevent home foreclosure; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, real estate note brokerage; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Financial services, namely, mortgage refinancing; Insurance and financial information and consultancy services; On-line financial planning services; Savings bank services; Banking; Banking and financing services; Banking consultation; Investment banking services; Merchant banking and investment banking services; Mortgage banking; On-line banking services