WERO

Computer hardware and recorded software systems for enabling users to purchase goods and services electronically; downloadable computer software for processing electronic payments, for deferred payments and instalment loans; bank cards, credit cards, debit cards, prepaid cards, shopping cards, cash machines, ATMs, POS machines; tokens for card transaction and tokens for electronic payments; computer readable cards for financial transactions, namely, magnetically encoded credit cards, magnetically encoded debit cards, microchip credit cards, and microchip debit cards; downloadable software for processing financial transactions associated with computer readable debit and credit cards, electronic account to account payments through Instant Credit Transfer (SCT inst.), electronic payments through digital wallets

Financial transfers and transactions, and payment services; broad based financial services, namely, credit card services, debit card services, charge card services, bank card services, pre-paid card services, electronic payment card services, electronic account to account payment services, electronic payments through digital wallets, and electronic commerce payment services; Electronic funds transfer and currency exchange services, electronic credit and debit transactions, cash disbursement, provision of prepaid card and tokens; Processing and facilitating electronic payments made through debit/prepaid and/or credit cards; processing and facilitating electronic payments account to account made through Instant Credit Transfer (SCT inst.); processing and facilitating electronic payments made through electronic payment solutions; clearing (financial); transaction authorization and settlement services, electronic payment processing services, credit card and debit card verification, payment transaction authentication and verification services, facilitating person-to-person payment services or electronic money transfers through electronic means via a global computer network and/or through Instant Credit Transfer (SCT inst.); Supporting the issuance of credit and debit cards; issuing tokens for card transaction, issuing IBAN tokens for electronic payments account to account made through Instant Credit Transfer (SCT inst.); issuing tokens of value as a reward for customer loyalty; issuing of tokens of values in relation to incentive schemes; supporting the issuance electronic payment cards in connection with bonus and reward schemes; processing and facilitating electronic payment solutions in connection with bonus and reward scheme; Banking services relating to the transfer of funds from accounts to accounts; instant financing services; currency conversion services; electronic cash transactions; money wiring services; cash dispenser services; cash card services; credit and cash card services; cash, check (cheque) and money order services; cash dispensing (Card-actuated-) services; money deposit services; provision of cash dispenser facilities for money withdrawal; ATM banking services; cashback services, namely, cash withdrawal linked to a payment for a purchase at a point of sale; Added value services, namely, loyalty services, digital wallets services, e-wallet payment services, electronic wallet services, digital ID services, digital purchase receives and digital payment receives, payment insurance services, insurance services relating to purchase protection for goods purchased using credit, debit cards or through Instant Credit Transfer (SCT inst.); electronic currency transfer; broking services relating to the retail trade; business liquidation services (financial); financial intermediary/broking services; pre-dispute, dispute and arbitration chargeback services; Deferred payments services, namely, buy now pay later services, credit assessment, instalment loans, credit information services, hire-purchase financing; Fundraising and financial sponsorship; financial sponsorship and patronage; fund raising, crowd funding and donations for charity or other organizations; Financial analysis and consultation, namely, providing a wide range of information and analysis to financial institutions, merchants and other organizations by electronic means in connection with credit cards, debit cards and other payment cards, account to account payments, marketing data, cardholder spending, fraud, risk management, terminated merchants and reporting of chargebacks on credit and debit cards; Banking and providing of information relating to banking; providing of banking and financial services via global computer networks; home banking; on-line and mobile banking; providing of access to the delivery of guaranteed payments; providing electronic mobile payment services for others; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; mobile financial services, namely, enabling payments and transfers using mobile wallets and conduct transactions between them

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable software for authentication and controlling access to and communications with computers and computer networks; software as a service (saas) services featuring software for processing electronic payments through credit cards, debit cards, prepaid cards, digital wallets or through Instant Credit Transfer (SCT inst.); managing and tracking electronic payment information and facilitating e-commerce services for others, namely, for allowing users to perform electronic business transactions via a global computer network; application service provider featuring software for use as a payment gateway that authorizes processing of financial transactions associated with a computer readable card or other devices