WELLTHCLOUD

providing an online website featuring technology that allows users to enter, access, track, monitor, share, and generate insurance benefits, health information and health reports, and medical information and medical reports; Providing temporary use of non-downloadable cloud-based software for enabling communication between users and various insurance benefits and healthcare delivery system participants, in particular a user's employer, public or private exchange, health insurance carrier, medical manager, and personal physician; providing temporary use of non-downloadable cloud-based software for updating the user's personal health record with analyzed data, in particular gaps in care, quality alerts, disease prevalence, and health risk scores; providing temporary use of non-downloadable cloud-based software for providing users with healthcare recommendations to further improve the efficacy of healthcare delivery system navigation and selection of quality providers