WELLS FARGO BENEFITS

promoting banking services and the sale of credit and debit card accounts through the administration of incentive award programs

banking services; business banking services; financial services, namely, credit card and debit card services; investment consultation, investment brokerage and investment management services; investment brokerage services for employee retirement plans; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; insurance brokerage services in the fields of property and casualty, flood, automobile, life, health, long-term care, home, renters, identity theft, workers compensation, liability and employer insurance; administration of employee flexible benefit plans; administration of health savings accounts; administration of pre-paid health care plans, namely, administration of patient health reimbursement programs; mortgage banking services; mortgage lending services; mortgage brokerage services; money transfer services; consumer lending services; financial consultation for educational financial assistance and student loan services; trust management services; online banking services; online business banking services; bill payment services; electronic processing and transmission of bill payment data; providing information regarding banking, credit, money management, investing, investments and financial matters; consultation in the field of banking and financial services