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providing multi-channel marketing programs and capabilities in connection with marketing to businesses and consumers; marketing consultation and marketing distribution services

acceptance, processing and settlement of payment transactions; administering a program for businesses to accept payment products and services

leasing, sale, or provision of point-of-sale products and services in the nature of computer hardware, software, and computer peripheral equipment and electronic data transmission services for use in point-of-sale transactions, authorization and transmission of payment card data

providing fraud screening tools and services and other payment services tools