"WE BEAT THE BANKS"

(Based on Use in Commerce) Commercial lending services; Lending consultant services; Mortgage banking; Mortgage brokerage; Mortgage refinancing; Real estate lending services(Based on Intent to Use) Cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note; Consumer lending services; Financial information provided by electronic means in the field of Mortgage Lending; Financial services, namely, loss mitigation services for under- or non-performing mortgage loans; Financial services, namely, microfinance lending services; Financial services, namely, money lending; Financial services, namely, mortgage planning; Financial services, namely, mortgage refinancing; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Maintaining mortgage escrow accounts; Membership club services, namely, providing information to members in the fields of real estate, mortgages and debt elimination; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers; Mortgage foreclosure mitigation and loan default mitigation services, namely, acquisition and lease-back of real estate; Mortgage foreclosure services; Mortgage procurement for others; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Mortgaging of securities for others; Processing mortgage insurance policy refunds; Providing an on-line searchable database featuring financial information about Mortgage Lending; Providing post-compliance financial reviews for the mortgage industry; Real estate services to stop foreclosure, namely, mortgage debt management; Securities lending; Wholesale lending services