WACHOVIA CHARITABLE GIVING FUND

Banking and related financial services, Investment services, namely, investment management, investment consultation, investment brokerage; Financial services, namely, financial analysis and consultation, financial management, financial planning, financial research, and financial forecasting, charitable fund services, namely, the management, administration and distribution of charitable funds, and insurance services, namely, providing insurance administration in the fields of life, property and casualty, accident, health and credit insurance; and providing insurance consultation services in the fields of life, property and casualty, accident, health and credit insurance; Insurance underwriting services