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Insurance administration; Insurance claims administration; Insurance claims processing; Insurance consultancy; Insurance consultation; Insurance information; Insurance information and consultancy; Insurance premium rate computing; Insurance services, namely, underwriting, issuing and administration of life insurance; Insurance underwriting consultation; Insurance underwriting services for all types of insurance; Accident insurance underwriting; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Claims administration services in the field of health insurance; Consulting and information concerning insurance; Dental health insurance administration; Dental health insurance underwriting and administration; Development of insurance policies for others; Electronic processing of insurance claims and payment data; Health insurance underwriting; Life insurance underwriting; Medical insurance underwriting; Providing insurance information; Providing insurance premium rate quotes via on-line, telephone and mail means; Providing information about healthcare insurance plans; Providing information in insurance matters; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network