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Ticket dispensers, namely, video lottery ticket terminals, physical lottery ticket dispensers, electronic parking lot ticket dispensers, queue ticket dispensers, bus/metro ticket dispensers, cinema/theatre ticket dispensers, boarding pass ticket dispensers; remote control apparatus for controlling multifunctional computer terminals having a payment function; cash registers; intercoms; interfaces for computers; identity cards, magnetic; magnetic encoded cards, namely, credit or debit cards, stored value cards, gift cards, SIM-cards, scratch cards; Near Field Communication (NFC) cards, cash cards and pay cards that allow users to access vending machines; automated teller machines; electronic agendas; magnetic encoders; commutators; automated billing machines for processing accounting information; money counting and sorting machines; automatic vending machines and mechanisms for coin-operated apparatus, sold as a unit; automatic vending machines; Mechanisms for coin-operated apparatus, namely, a mechanism for use with a multi-functional computer terminal having a payment function; modems; transmitters of electronic signals; document printers for use with computers; operating system for control of automated networks of multifunctional computer terminals having a payment function, namely, networks of self-service machines, unattended self-service payment terminals, attended electronic cash register terminals, vending machines, automated teller machines, POS terminals, information kiosks, lottery terminals, advertising terminals; computer software for facilitating multiple types of payment and transactions in multifunctional computer terminals having a payment function, namely, self-service machines, unattended self-service payment terminals, attended electronic cash register terminals, vending machines, automated teller machines, POS terminals, information kiosks, advertising terminals; computer software for facilitating payment functions in self-service machines, unattended self-service payment terminals, attended electronic cash register terminals, vending machines, automated teller machines, POS terminals, information kiosks, advertising terminals; central processing units for administering automated networks of multifunctional computer terminals having a payment function, namely, networks of self-service machines, unattended self-service payment terminals, attended electronic cash register terminals, vending machines, automated teller machines, POS terminals, information kiosks, advertising terminals, lottery terminals; data processing apparatus; computer peripheral devices; electronic card readers; bar code readers; interactive and non-interactive display screens for multifunctional computer terminals having a payment function, namely, for self-service machines, unattended self-service payment terminals, attended electronic cash register terminals, vending machines, automated teller machines, POS terminals, information kiosks, advertising terminals; computer software for providing access to electronic wallets, and for effecting exchanges between customers and providers and sellers of goods and services; downloadable mobile application featuring data and image transmission including text and picture messaging; downloadable mobile application in the nature of an electronic wallet featuring data and image transmission including text and picture messaging