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Financial services, namely internet and mobile banking services, and managing and processing the transfer of money over the Internet; electronic transfer of money and virtual currencies; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment services, namely, bill payment services; money transfer services; funds transfer services, namely, electronic funds transfer; electronic money transfers; monetary affairs namely, investment transfer of funds and providing methods for payment in the nature of issuing pre-paid debit cards and pre-paid monetary credit cards for others; foreign exchange transaction services; remote payment services namely, remote check deposit services; international money transfer services being international investment fund transfer; financial services namely, foreign currency trading, currency exchange, electronic foreign exchange payments processing, automatic coin converting, providing bank accounts information by telephone and electronic transfers of money; the managing and processing of payment transaction data namely financial management in the field of payment transaction data and credit card payment processing services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment for telephone credit, namely, electronic transfer of money for telephone credit; provision of telephone credit, namely, issuing pre-paid credit cards for telephone credit; money transfer services over the Internet, foreign exchange transaction services, remote payment of money in the nature of remote check deposit services, management of and processing of payment transaction data in the nature of financial management in the field of payment transaction data and credit card payment processing services, electronic payment services in the nature of processing electronic payments made through prepaid cards and payment for telephone credit in the nature of issuing pre-paid credit cards for telephone credit, via a website; financial services including on-line cash accounts and banking, namely, online cash account services and online banking; services for direct deposit of funds into customer bank accounts in the nature of electronic transfer of funds; providing financial information, consultancy and advisory services relating to these services