VTALK

Computer software for storing a database of standardized electronic transactions comprising billing, invoicing or otherwise charging for medical services by doctors or other medical service providers and for payment, compromise or settlement for such medical services by insurance companies, Medicaid, Medicare and/or other public or government agencies in response to such billing in the fields of health care and insurance, excluding the following: computer software for use in portable and handheld digital electronic devices and computer software for use in voice over Internet protocol (VOIP) communication