VPORTAL

COMPUTER HARDWARE AND COMPUTER SOFTWARE WHICH ALLOW ACCESS VIA TELEPHONE TO EMAIL AND VOICE MESSAGES; COMPUTER SOFTWARE FOR PROVIDING VOICE-ENABLED ELECTRONIC COMMERCIAL TRANSACTIONS OVER THE GLOBAL COMPUTER NETWORK

ELECTRONIC CASH TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; ELECTRONIC CREDIT CARD TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK; ELECTRONIC DEBIT TRANSACTIONS VIA A GLOBAL COMPUTER NETWORK

ELECTRONIC TRANSMISSION OF MESSAGES AND DATA