VOYAGER

Evaluation and consulting services relating to commercial matters to assess business efficiencies, telephone and internet e-commerce, card-not-present processing services, refunds, credit card chargebacks and fraud prevention

Business-to-business transactional credit card e-commerce transaction processing and card-not-present processing services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic payment services, namely, electronic processing and transmission of bill payment data and electronic processing and transmission of credit information; Electronic processing of travel protection claims and payment data; Payment processing services, namely, credit and debit card transaction processing services; electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, automated clearing house (ACH), credit card, debit card, electronic check and electronic payments; Payment and funds verification services; Financial risk management; Financial risk management consultation; Credit risk management; credit card chargeback reduction, response, and recovery services; financial risk management services for the detection and prevention of fraud

Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network

Software as a service (SAAS) featuring software to process refunds, process, reduce and respond to chargebacks, and aid the resolution of billing inquiries and disputes; Fraud and identity theft protection services, namely, electronic monitoring of credit card, debit card, and prepaid card activity to detect fraud; Computerized security services, namely, electronically monitoring, detecting and reporting on consumer data to detect suspicious and abnormal patterns regarding point of sale activity indicating theft, fraud, or other criminal activity related to such consumer data; Business-to-business platform as a service (PAAS) featuring computer software platforms that accommodate multiple types of interaction services including payment and debt transactions, registration, login, loyalty, couponing, KYC (know your customer), AML (anti money laundering), identity management and other consumer behavior online; rental of decentralized cloud storage facility for networked data centers of others; providing temporary use of online non-downloadable chatbot software for simulating conversations pertaining to travel and travel-related transactions

Fraud detection services in the field of card present and card not present transactions; Fraud detection services in the field of credit cards, debit cards, and payment cards for financial transactions; Fraud detection services in the field of credit cards, banking and retail/financial transactions; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network