VOYA LIFE JOURNEY

Downloadable software in the nature of interactive mobile applications that allow users to organize, integrate and manage on one comprehensive digital platform their clients' personal finances for purposes of personal financial, retirement, investment, and insurance planning, and to provide information, advice and content, and access to information, advice and content, in the fields of finance, financial asset management, financial planning, insurance planning, investing, retirement, retirement income, retirement planning, retirement plans and saving; downloadable electronic publications, namely, articles, papers, and reports, in the fields of finance, financial asset management, financial planning, insurance planning, investing, retirement, retirement income, retirement planning, retirement plans and saving

Financial and insurance services, namely, insurance underwriting, brokerage and administration in the field of life insurance; financial risk management; retirement funds investment services; providing financial information in the field of retirement planning; investment services, in the nature of asset management services, cash management, financial management, and financial portfolio management; financial planning services; financial planning for retirement; insurance planning for retirement