VOLUNTEER FIREMEN'S INSURANCE SERVICES, INC.

INSURANCE SERVICES FOR EMERGENCY SERVICE ORGANIZATIONS (I.E. FIRE FIGHTING, RESCUE SQUAD AND AMBULANCE SERVICE COMPANIES, AND THEIR PERSONNEL) -NAMELY, UNDERWRITING, BROKERAGE, ADMINISTRATION AND AGENCY SERVICES COVERING ACCIDENT AND SICKNESS, VEHICLE, MULTI-PERIL, PORTABLE EQUIPMENT, LIABILITY, ERRORS AND OMISSIONS, LIFE INSURANCE, SURVIVORS BENEFIT AWARDS PROGRAMS AND LENGTH OF SERVICE AWARDS PROGRAMS FOR SAID ORGANIZATIONS