VM VALUE MILES

promoting the sale of the goods and services of others through the use of a credit card, by awarding discounts and purchase points for credit card use, and through the administration of incentive award programs

financial services, namely, banking and credit and debit services; issuing stored value cards, namely, cards that provide for the accumulation of miles that can be exchanged for travel

transportation reservation services as a bonus program for credit card customers

travel agency services, namely, making reservations and bookings for temporary lodging