VIVO

Bill payment services provided via an electronic wallet; Processing of electronic wallet payments; Installment loans; Exchanging money; Collection agencies; Clearing and reconciling financial transactions via a global computer network; Processing of credit card payments; Processing of debit card payments; Electronic funds transfer; Online banking; Providing rebates at participating establishments of others through use of a membership card; Factoring agency services; Online real-time currency trading; Bill payment services; Surety services; Insurance information; Providing insurance information; Capital investment; Financial information and evaluations; Trusteeship representatives; Art appraisal; Insurance underwriting services for all types of insurance; Insurance brokerage; Mutual funds and capital investment; Real estate agency services; Loan financing; Securities lending; Financial consultancy