VISTIA

Financial services, namely, real estate investments; financing services, namely, providing option contracts, shared appreciation mortgages, and other financial instruments secured by an interest in the underlying property; providing cash to homeowners and homebuyers in return for a share in home equity or the change in home equity; providing homeowners and homebuyers with mortgage products and services bundled with home equity sharing products and services, namely, option contracts, shared appreciation mortgages, and other financial instruments secured by an interest in the underlying property; providing information in the field of mortgages and the field of option contracts and other financial instruments relating to home equity or mortgages; generating, servicing and managing financial assets, namely, individual or pools of option contracts and other financial instruments relating to home equity or mortgages for others; capital investment services; management of capital investment funds; investment management of funds raised to buy options and other financial instruments on owner-occupied residences; option fund investment services; investment of funds for others; establishing funds for others to purchase options and other financial instruments on owner-occupied residences