VISA GIRO

Financial services, namely, banking, bill payment services, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, cash disbursement, electronic cash transactions, deposit access and automated teller machine services, point of sale and point of transaction services, transaction authorization and settlement services, payment processing services, electronic funds transfer and currency exchange services, dissemination of financial information via a global computer network