VIRTUAL SETTLEMENT

Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage financing services; Mortgage lending; Mortgage procurement for others; Mortgage refinancing; Online banking services accessible by means of downloadable mobile applications

Application service provider (ASP) featuring software for use by brokers and lenders for mortgage lending, mortgage financing, mortgage servicing, and mortgage refinancing