VIRTUAL RISK MANAGER

Business management and consulting in the fields of telematic communications, accident prevention, managing, costing, implementing, evaluating, and auditing for the underwriting, administration, processing, renewal and adjustment of motor vehicle, liability, property and casualty insurance programs; business records management services, namely, interactive record-keeping services for use in telematic communication, accident prevention, risk management and regulatory compliance for motor vehicle, liability, property and casualty insurance programs; business information systems management in the fields of telematic communications, accident prevention, managing, costing, implementing, evaluating and auditing for motor vehicle, liability, property and casualty insurance programs; business management and administration services; business risk management services; business management and consultation services, namely, providing assistance in business management through a global computer information network relating to accident prevention, telematic communications and measurement of productivity, performance and diagnostics for motor vehicle, liability, property and casualty insurance programs; advertising services and business advice relating to telematic services and subscription to a telematic service

Providing information and interactive databases in the fields of insurance as it relates to accident prevention, and insurance programs, namely, managing, costing, implementing, evaluating and auditing for motor vehicle, liability, property and casualty insurance programs through the use of a global computer information network

Providing information and interactive databases in the field of telematic communications; Telematic communication services, namely, telematic sending of information and information transmission by telematic codes relating to motor vehicle, liability, property and casualty insurance programs