VIRTUAL DEBIT

debit cards, magnetically coded; bank cards, magnetically coded; automated teller machine cards, magnetically coded; Internet credit cards, magnetically coded; Internet debit cards, magnetically coded; credit cards, magnetically coded

credit card services; credit services, namely, extending credit in Internet transactions based on buyer authentication; debit card services; electronic debit transaction services; commercial and consumer lending services; financial clearing house services; banking services including financial and foreign currency exchange services; and credit inquiry and consultation services