VIRTUAL CREDIT SERVICES INNOVATIONS IN CREDIT RISK MANAGEMENT

Computer software used to facilitate credit management services, gas and other commodities trading services; gas and other commodities brokerage services; gas and other commodities credit derivative services; commercial lending services; banking services, and financial management services

Gas and other commodities trading for others; gas and other commodities brokerage services; gas and other commodities credit derivative services; commercial lending services; banking services; financial management services, namely credit management