VIRTUAL CARD

Credit and cash card services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic debit transactions; Financial services, namely providing on-line stored value accounts in an electronic environment; Pre-paid purchase card services namely, processing electronic payments made through prepaid cards; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing rebates at participating establishments of others through use of a membership card

On-line security services, namely, providing security and anonymity for electronically transmitted credit card transactions