VIRTUAL BILL CENTER

Medical and health-care cost review and management, cost/price analysis, account auditing, negotiation of medical bills and insurance claims, providing consumer-oriented medical bill review and other health-related consumer services, medical referrals and attorney referrals, via a global communications network

Bill payment services, bill consolidation services, electronic processing and transmission of bill payment data, insurance claims processing, medical and insurance consultation and electronic processing of medical and insurance claims and payment data, via a global communications network

Information via a global communications network, maintaining files and records containing the medical condition of individuals