VINDICIA

Business consultancy; business advisory services, consultancy and information; business consulting and advisory services in the fields of e-commerce, online transaction and financial services, electronic commerce billing and online transaction billing; Business services, namely, providing non-legal chargeback dispute negotiation and mediation services to others; business data analysis, namely, identifying and managing high risk chargeback customer and transaction information

Financial services; financial services, namely, financial and credit transaction risk assessment and outsourced chargeback recovery services; credit card chargeback analysis and management services; credit chargeback recovery services; credit and debt recovery services; providing online electronic processing of credit card transactions and online electronic payments for use in connection with e-commerce, electronic commerce and online commerce transactions

Software as a service (SAAS) services featuring software to provide chargeback recovery analysis, reports, dispute history and recovery services; Software as a service (SAAS) services featuring software to manage, track and control fraud in online electronic commerce transactions; Software as a service (SAAS) services featuring software to conduct global electronic commerce, process and transmit purchase transactions, and implement and track promotional, incentive award and loyalty programs via the Internet and other global networks; Software as a service (SAAS) services featuring e-commerce software for use in connection with e-commerce, electronic commerce and online commerce billing applications and transaction management, namely, software to provide recurrent billing and transaction processing support and management, billing infrastructure support and management, and for electronically interfacing with third party payment systems; Software as a service (SAAS) services featuring software which provides diverse payment options, transaction management and recovery from billing issues and problems, billing management, international payment and transaction processing

Fraud detection services in the field of e-commerce and online transaction and financial services; fraud detection services in the field of credit cards, fraudulent chargeback detection, management and recovery services