VERSE

Downloadable software for mobile phones, namely, software for enabling the electronic transfer of money between users; downloadable computer software for mobile telephones enabling the electronic transfer of money between users; downloadable software applications for mobile telephones enabling the transfer of funds, splitting of funds, and sharing of funds between users; downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments; magnetically encoded debit cards; downloadable software and downloadable mobile application software for promoting the goods and services of others, namely, providing information regarding rewards, discounts, cash back, coupons, rebates, vouchers and special offers for the goods and services of others

Financial, monetary and banking services, namely, the electronic transfer of money for others; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic, mobile and online payments; electronic splitting and sharing of funds between users; reimbursement of payment processing for fraudulent transactions, transaction errors, and disputed transactions, namely, transactions concerning lost, damaged, misrepresented, or incorrect products or services, all in the field of electronic payment purchases; providing purchase protection services for goods and services purchased by others via a global computer network and wireless networks, namely, providing dispute resolution services and reimbursement services for disputed transactions in the field of electronic payment purchases; financial and banking services, namely, debit card transaction processing services featuring cash back rewards to customers that make incentivized purchases

Telecommunications, namely, electronic transmission of data enabling users to communicate with one and other regarding the transfer of funds, splitting of funds, and sharing of funds