VERSAPAY

MAGNETICALLY CODED AND ELECTRICALLY ENCODED INTEGRATED CIRCUIT CARDS, OR SMART CARDS, CONTAINING PROGRAMMING USED TO IMPLEMENT BANKING AND CREDIT, DEBIT AND STORED VALUE CARD SERVICES, ELECTRONIC CASH TRANSACTIONS, ELECTRONIC CREDIT CARD TRANSACTIONS, AND ELECTRONIC DEBIT TRANSACTIONS

PROMOTING THE SALE OF THE GOODS AND SERVICES OF OTHERS BY AWARDING DISCOUNTS AND PURCHASE POINTS FOR CREDIT CARD USE AND THROUGH THE ADMINISTRATION OF INCENTIVE AWARD PROGRAMS

BANKING SERVICES, NAMELY, BANKING AND CREDIT, DEBIT AND STORED VALUE CARD SERVICES VIA A GLOBAL COMPUTER INFORMATION NETWORK