VERISK

Providing business risk assessment information to insurance carriers; Providing information in the field of property and casualty insurance claims auditing; Providing referral services for building improvement, remodeling, and repair service providers; Providing building and construction cost assessments and cost-estimating services; Providing healthcare cost review regarding cost reduction services to insurance organizations and other payors of healthcare claims; Providing an online cost modeling database featuring replacement cost estimates for building structures used in the insurance field for contracting work; Analyzing computer data, and preparing reports of information generated during the operation of vehicles, instruments and machinery for business purposes; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, estimating contracting work; Providing pricing information for use in estimating and valuing the costs of construction, remodeling, repair or replacement of residential, commercial, industrial and agricultural structures and the fixtures and contents thereof; Compilation and analysis of business data in the fields of agriculture, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics; Insurance claims auditing services; Providing business information in the fields of imagery and geospatial data, agriculture, natural resources, and geopolitical issues; Providing in-person promotional forums in the fields of insurance, building and construction, catastrophes, climate, environment and weather events and issues, natural resources, geopolitics, and agriculture; Providing an interactive website featuring information and analysis relating to business risk management in the field of insurance; Providing information and analysis relating to business risk management in field of insurance; Trade information in the field of insurance; Compilation and analysis of business information to assist in risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; Providing business risk assessment information to insurance carriers; Preparing electronic reports for business or commercial purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online databases with information in the field of business strategic and operational risk management and analytics, risk calculation, risk mitigation, risk forecasting; Risk management services; Preparing electronic reports for business strategic and operational purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Business data analysis for measuring the effectiveness of advertisements and targeting consumers; Business research; Providing data in the field of consumer behavior, namely, marketing information about consumer behavior; Maintaining a registry in the field of heavy machinery with information on ownership and theft of assets; Maintaining a database in the nature of a registry that provides data on the ownership of construction equipment for use by the insurance industry and law enforcement; Maintaining a registry of investigators of stolen equipment; Compiling and analyzing data, namely, business data for use in the insurance and financial industries; Compilation and analysis of information, namely, data compiling and analyzing in the field of insurance, relating to wildfires and analysis of risk associated with wildfires; Compilation and analysis of ratings information, namely, business risk assessment in the field of wildfires, used to evaluate risk; Business consulting in the fields of weather, climate and environmental risk; Compilation and analysis of data to assist in insurance claims management and analysis, and business risk management and analysis; Providing business information and online databases featuring business information, namely, business information related to weather-related events, other catastrophic events, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events; Providing databases in the field of insurance claims auditing; Compilation and analysis of insurance data in the fields of agriculture, transportation, supply chain logistics, engineering, weather, environment and climate, insurance, construction, real estate, law enforcement, emergency services, government, and geopolitics, all for insurance analysis; Compiling and analyzing data for insurance analysis purposes; Consulting in the fields of natural resources management and geopolitics; Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting; Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing; Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line information in the field of estimating contracting work to receive, track, document and manage repair estimates and property replacement costs; Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes; Providing on-line information in the field of estimating contracting work for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing information about insurance and potential insured, namely, providing statistical evaluation of insurance claims performance measures for others; Consulting about managing business risk relating to catastrophes; Providing in person promotional forums in the fields of technology in insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, natural resources, geopolitics, and agriculture; Providing lead certification services associated with unique identifiers, and services related to lead events, namely, the analysis, tracking, monitoring, authentication, verification, and validation of lead events; Providing business risk information relating to cybersecurity and cyber risks; Compilation and analysis of business data in the field of cybersecurity and cyber risk assessment; Compiling, providing and updating an index of building construction remodeling activities; Providing business information about agricultural commodities, namely, production yield information via a global computer network; Providing a web site featuring a searchable database of business information related to agricultural commodities; Business information services, namely, reporting of information and data about the transport of commodities; Providing computer databases, information, and analytics about characteristics, components, loss experience, loss propensity, history, pricing and insurance claims associated with motor vehicles for business purposes; Providing analytics in the field of insurance, namely, analysis of business risk used to make decisions about insurance underwriting and insurance claims; Business data analysis of the effects of weather and catastrophic events on business performance, in the fields of insurance; Providing information and analytics on consumer spending; Providing information and analytics about consumer behavior and consumer response to marketing, products and services; Providing information and analytics about market conditions; Providing data in the field of identity resolution and consumer intelligence; Providing consumer intelligence data, lead intelligence data, TCPA consent verification, data and marketing personalization data; Business consultancy services in the fields of natural and man-made risks, property and casualty risks, catastrophic risks, weather-related risks, cyber risks, climate risks, insurance, reinsurance, insurance portfolio management, insurance linked securities, and risk management; Business consultancy services; Providing business information.