VERIFLEX

electronic data terminals, telephones and data communications devices which accept smart cards, credit cards and debit cards and other authorization devices and software for use therewith, all for processing, authorizing and transferring credit and debit card transactions, stored value transactions, payments, account balances, financial data and other information presented thereto, and for use with on-line services, data processing systems, communications utilities, personal financial services, point-of-sale or service systems, and financial transactions information and approval systems; and instruction books and manuals sold therewith as a unit.

Electronic processing and transmission of bill payment data