VERICREST CARES

Mortgage banking; financial valuation services, namely, valuation and appraisal of real estate loans, real estate and personal property securing loans, and real estate loan portfolios; mortgage banking services, namely, acquisition, servicing, and securitization of mortgage loans; online mortgage account services, namely, providing information about buyer pre-qualification of mortgages, providing information about the status of mortgage applications, online mortgage payment processing services; credit consultation and counseling services; credit recovery and collection services; and credit repair services