VCREDIT

Bank account verification services, namely, providing bank account information to verify bank account balances; Payment and funds verification services; Credit risk management; financial risk management services for the detection and prevention of fraud; Underwriting services for credit products and financial transactions, namely, insurance, lending, and credit card underwriting services for all types of insurance, lending, and finance

Fraud and identity theft protection services; Electronic monitoring of personally identifying information to detect identity theft via the internet; Computerized fraud detection services, namely, electronic monitoring of credit card, debit card, and prepaid card activity in the field of finance, banking, credit, debit and payment cards to detect fraud via the internet; Providing computerized fraud detection services, namely, electronic monitoring for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network