VANTRIA

Credit union services; banking services; banking services featuring, depository savings accounts, individual retirement saving accounts, college savings accounts, savings accounts in the nature of certificates of deposit, and money market savings accounts; checking services; debit card services; personal property real estate financing services; unsecured loan financing services; credit card services; consumer and mortgage lending; commercial lending; on-line banking services; bill payment services; on-line banking services featuring savings and checking account opening services; financial planning; securities brokerage; and life, property and casualty insurance agency and brokerage services