VALUE EXCHANGE OPTIMIZER

providing on-line locations for the bilateral exchange of information between buyers and sellers, namely, providing a web site for buyers and sellers to communicate; customer relationship management services; business services, namely, providing computer databases regarding the purchase and sale of a wide variety of products and services of others; customer loyalty services for commercial, promotional, and/or advertising purposes; customer loyalty services in the nature of identifying and providing financial incentives to promote customer purchases

financial analysis services; financial exchange; monetary exchange; financial analysis and consultation; financial forecasting; financial information provided by electronic means; and financial information processing

electronic exchange of data stored in databases accessible via telecommunication networks