VALON

Business research services, namely, providing data analysis of consumerbehavior to enhance consumer relationships and improve advertising; Business research and data analysis services rendered using artificial intelligence (AI), namely, compiling, analyzing, and presenting mortgage portfolio and consumer finance performance data, and providing solutions relating to mortgage origination and customer experience operations; business consulting services in the field of artificial intelligence systems for financial services, namely, advising lenders and servicers on the integration of artificial intelligence technology within existing loan processing infrastructure

Home mortgage loan origination services; providing and servicing personal home mortgage loans; financial services, namely, financing of home mortgage loans for consumers; providing and servicing home mortgage loans via an Internet website; providing a website featuring information regarding servicing home mortgage loans; Financial services, namely, brokerage, origination, and servicing of mortgage and home equity loans; Insurance brokerage services; Debt consolidation services

Software as a service (SAAS) services featuring software for facilitating andservicing home mortgage loans; providing temporary use of non-downloadablesoftware for facilitating and servicing home mortgage loans; Software as aservice (SAAS) services featuring software for facilitating and servicing homemortgage loans, for managing debts and facilitating debt collection, for managing insurance and facilitating insurance payments, and for providing personalized insurance, home loan, home equity, and other financial product offerings to users; Artificial intelligence as a service (AIAAS) services featuring software using artificial intelligence (AI) for financial services, namely, facilitating and servicing home mortgage loans, providing consultation regarding loan-risk analytics and regulatory compliance