VALON

Business research services, namely, providing data analysis of consumer behavior to enhance consumer relationships and improve advertising

Financial services, namely, brokerage, origination, and servicing of mortgage and home equity loans; Insurance brokerage services; Debt consolidation services

Software as a service (SAAS) services featuring software for facilitating and servicing home mortgage loans, for managing debts and facilitating debt collection, for managing insurance and facilitating insurance payments, and for providing personalized insurance, home loan, home equity, and other financial product offerings to users