VALLEYSTAR

Arranging of loans; ATM banking services; Banking services; Commercial lending services; Consumer lending services; Credit union services; Credit and loan services; Electronic banking via a global computer network; Home equity loans; Individual retirement account services; Insurance and financial information and consultancy services; Mortgage lending; Online banking services; Telephone banking services; Insurance services, namely, consultation, administration, brokerage, and underwriting; Investment services, namely, consultancy, management, and brokerage