VALLEY NATIONAL BANK

Banking, capital investments, check verification, financial clearing house services, financial analysis and consultation, credit card services, debit card services, real estate management, financial planning services, currency exchange services, fiduciary representative services, financial information processing services, financial management services, financing services, fiscal assessments, fund investments, electronic fund transfer, financial guarantees and surety, hire-purchase financing, investment loans, namely, loans collateralized by securities, consumer and commercial lending services, issuing of travelers checks, lease-purchase financing, leasing of real estate, lending against security, mortgage banking, mutual fund investment, real estate management, rental of offices, retirement account services, safe deposit box services, surety services, trusteeship representatives, insurance agencies, insurance brokerage, insurance consultancy, insurance actuarial services, insurance underwriting, providing insurance information, stock exchange price quotations, stocks and bonds brokerage