VALLEY FX GATEWAY

Foreign exchange transactions; foreign exchange information services; electronic foreign exchange payment processing; futures commission merchant services, namely, clearing trades for commodities, futures and foreign exchange; financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; money wiring services; online foreign exchange trading and payment services, namely, providing global payment; providing an internet website portal featuring the purchase and sale of currency and the sending and receiving of electronic payments in the nature of foreign exchange transaction services and electronic foreign exchange payment processing; issuing international letters of credit; international wire transfers and payments