VALLEY DIRECT

Banking services; savings bank services; personal banking services; commercial banking services; check verification services; credit card payment processing services; payment processing services, namely, credit card and debit card transaction processing services; debit account services featuring a computer readable card; processing of debit card payments; provision and financial administration of a debit card savings program; financial money exchange services; financial information services; providing financial information via a website; providing a website featuring information in the field of banking; financial management via the internet; financial management services; financial asset management; electronic funds transfer; savings account services; administration of savings accounts; checking account services; credit and cash card payment processing services; bill payment services; bill payment services provided through a website; financial services, namely, savings programs for youths; on-line banking services; banking services featuring the provision of certificates of deposit (CDs); online banking services accessible by means of downloadable mobile applications; electronic banking via a global computer network; providing on-line financial calculators; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check, and electronic payments; providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network

Providing a website featuring online non-downloadable software for banking and financial management; providing a website featuring online non-downloadable software for electronic banking services, personal banking services, commercial banking services, administration of checking and savings accounts, and bill payment services; providing a website featuring on-line non-downloadable software that enables users to manage their checking, savings, and credit card accounts