V VIVAWALLET

Money counting and sorting machines; electronic apparatus for processing electronic payments; electronic apparatus for verifying data on magnetically encoded cards; electronic card readers for magnetically encoded cards; electronic card readers for credit cards; chip cards readers; coin sorting machines; coin counting machines; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; downloadable computer software for producing financial models; computer terminals for banking purposes; electronic identification cards, namely, magnetically encoded blank charge cards for issuance by financial institutions; electronic key cards; electronic machines for reading credit cards; electronic payment terminals; magnetically encoded bank cards for issuance by financial institutions; magnetically encoded blank charge cards for issuance by financial institutions; magnetically encoded prepaid credit cards for issuance by financial institutions; magnetically encoded blank prepaid payment cards; magnetically encoded debit cards for issuance by financial institutions; magnetically encoded payment cards for issuance by financial institutions; point-of-sale [POS] terminals; secure terminals for electronic transactions; downloadable software for facilitating secure credit card transactions; computer terminals for electronically processing credit card payments; blank encoded electronic chip cards; magnetically encoded debit cards; magnetically encoded credit cards

Provision of business information and advisory services relating to e-commerce; presentation of business prospectuses concerning financial products on communication media, for retail purposes; promotion of financial and insurance services, on behalf of third parties; sales promotion for others; sales promotion for third parties; sales promotions at point of purchase or sale, for others; consultancy relating to sales promotions

Acceptance of bill payments; acceptance of bills of exchange; accounts payable debiting services; accounts receivable financing; acquisition and transfer of monetary claims; acquisition of mortgage loans; advice on fiscal assessments; advice on fiscal valuations; advisory services relating to credit and debit control; advisory services relating to credit and debit control, investment, grants and financing of loans; advisory services relating to financial asset management; advisory services relating to financial grants, advisory services relating to financial investment; advisory services relating to financial investment management; advisory services relating to financial planning; advisory services relating to financial planning and investment; advisory services relating to financial risk management; advisory services relating to investments and finance; advisory services relating to personal finance; arranging of loans; arranging of loans against security; arranging of mortgages; arranging of mortgages and loans; asset and portfolio management; asset management; automated banking services; automated coin counting, sorting and converting services; automated payment services that allow payers to make recurring payments automatically without further instructions from the payer; automated teller machine [ATM] banking services; automated teller machine [ATM] services; banking; banking and financial services; banking and financing services; banking consultancy; banking, financial and insurance services; banking services provided via cellular phone; banking services relating to the acceptance of fixed interval installment payments; banking services relating to the deposit of money; bill payment services; bill payment services provided through a web site; bond trading; brokerage of bonds; brokerage of bonds and other securities; brokerage relating to the provision of credit; brokerage, rental and leasing of real estate; business equity research; business finance procurement services; management of a capital investment fund; capital investment advisory services; capital investment brokerage; capital investment fund management; capital investment in real estate; capital management; cash advance services for businesses; cash card services; cash management services; chargeback recovery services; charge card payment processing; charge card services; check cashing services; checking account services; check payment guarantee services; check processing; check processing and bill payment services; check recovery services; check verification; check verification and encashment services; clearing services for payment transactions, namely, settlement transactions; clearing trades for commodities, futures and foreign exchange; closing services for mortgage loans, namely, preparing and organizing loan closing documents; collection of charitable donations and charitable fund raising, for others; collection of insurance premiums; collection of monetary donations for charitable purposes; collection of payments for goods and services; commercial banking; commercial lending; computerized banking services; computerized financial services, namely, online payment services, online card transactions, online money remittances, and online bill payments; conducting cashless payment transactions; conducting foreign exchange transactions for others; conducting of capital market transactions; conducting of financial affairs on-line, namely, online payment services, e-money issuing, e-money distribution and redemption, transactions completed by card, money remittances, ATM money withdrawals credit transfers, and direct debits; conducting of financial transactions, namely, online payment services, e-money issuing, e-money distribution and redemption, transactions completed by card, money remittances, ATM money withdrawals, credit transfers, and direct debits; conducting of financial transactions on-line, namely, online payment services, e-money issuing, e-money distribution and redemption, transactions completed by card, money remittances, ATM money withdrawals, credit transfers, and direct debits; consultancy in the field of commercial lending; consultancy in the field of consumer lending; consultancy in the field of financial planning; consultancy in the field of private equity investment; consultancy, research and information relating to financial affairs; consultancy services relating to corporate finance; consumer credit consultancy; consumer credit consultation; corporate savings account services; corporate trust account services; credit agency services; credit and loan services; credit brokerage; credit bureau services; credit card and cash card services, namely, credit card issuing, credit card acquiring, ATM cash withdrawal, and e-money issuing; credit card and charge card services, namely, card issuing and acquiring; credit card and debit card services, namely, card issuing and acquiring; credit card and payment card services, namely, card issuing and acquiring; direct debit services, namely, direct debit transactions and standing orders; credit card, debit card and electronic check transaction processing services; credit card factoring services; credit card services; credit recovery and collection; currency exchange and advice; currency exchange services; currency trading; currency transfer services; debit card services, namely, debit card issuing and acquiring; online payment services domestic remittance services; domestic remittance services provided on-line; electronic banking services; electronic banking via a global computer network; electronic bill payment services; electronic check acceptance services; electronic commerce payment services; electronic credit card transactions, namely, card present transactions and online card transactions completed both as issuer and as acquirer and on-line bill payments; electronic debt collection; electronic financial trading services; electronic foreign exchange payment processing; electronic funds transfer; electronic funds transfer and payment services; electronic payment services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic processing of credit card transactions via a global computer network; electronic processing of electronic payments via a global computer network; electronic processing of insurance claims and payment data; electronic processing of payments; electronic stock exchange services; electronic toll collection services; electronic transfer of funds by means of telecommunications networks; electronic transfer of money; equity capital investment; equity financing; equity investment in international companies; escrow services for the travel industry; establishing funded accounts used to purchase goods and services on the Internet; establishment of trusts; estate trust management; evaluation of the creditworthiness of companies and private individuals; exchanging money, namely, currency conversion; extended warranty insurance services; financial advice; factoring agencies; financial advisory, management and consultancy services; financial advisory services relating to business acquisitions and mergers; financial advisory services relating to credit; financial advisory services relating to securities, derivatives and other financial products; financial affairs; financial analysis; financial analysis and consultancy; financial analysis and information services; financial analysis and preparation of reports relating thereto; financial analysis and research services; financial analysis services relating to investments; financial and fiscal evaluations; financial and insurance consultancy; financial and investment market risk analysis, appraisal and projection; financial assessment of company credit; financial assessment of company credit and providing information relating thereto; financial asset management; financial brokerage services; financial consultancy; financial consultancy and advisory services; financial consultancy and advisory services relating to microcredit; financial consultancy and advisory services relating to microfinance; financial consultancy and information services; financial consultancy relating to credit services; financial consultancy relating to loans; financial consultancy relating to the execution of cashless payment transactions; financial evaluation services for insurance, banking and real estate purposes; financial guarantee services; financial guarantees; financial information; financial loan consultancy; financial management and consultancy services; financial management and brokerage services in the field of equities, futures, stocks, bonds and other securities; financial management of savings accounts; financial management of risk capital; financial management services provided via the Internet; financial planning and management; financial planning; financial portfolio management; financial services, namely, e-money issuing, distribution and redemption services, payment services; financial services, namely, payment services and credit services in the field of money lending; financial services, namely, e-money issuing, distribution and redemption services, payment services provided by electronic means; financial services, namely, e-money issuing, distribution and redemption services, payment services provided over the Internet; financial services, namely, online payment account registration and online payment services provided over the Internet and by telephone; financial services relating to credit cards, namely, credit card issuing and acquiring; financial services relating to loans, namely, provision of loans and credit card issuing; financial services relating to payment cards, namely, card issuing and acquiring; financial services relating to pre-payment for goods and services, namely, issuing and acquiring prepaid cards; financial services relating to the provision and structuring of capital, namely, working capital loans financial sponsorship and funding of films; financial transactions, namely, e-money issuing, e-money distribution and redemption, transactions completed by card, money remittances, ATM money withdrawals, credit transfers, direct debits; financing and loan services; financing of guarantees; financing of home loans; financing of consumer purchases; financing of loans; financing of loans against security; financing services; financing services for securing of funds; foreign currency exchange; foreign exchange brokerage; foreign exchange trading; foreign exchange transactions; fraud reimbursement services in the field of credit card purchases; fund management for private clients; fund management; futures trading; holding securities, funds and other assets in escrow; home banking; home equity loans; instalment loans; Internet banking; issuance of bank cards; issuance and redemption of tokens of value; issuance of bank checks; issuance of charge cards; issuance of checks; issuance of credit cards; issuance of debit cards; issuance of electronic payment cards in connection with bonus and reward schemes; issuance of gift certificates which may then be redeemed for goods or services; issuance of letters of credit; issuance of mortgage-backed securities; issuance of payment cards; issuance of prepaid cards and tokens of value; issuance of prepaid credit cards; issuance of prepaid gift cards; issuance of prepaid payment cards; issuance of stored value cards; issuance of tokens of value; issuance of tokens of value as part of a customer membership scheme; issuance of tokens of value as a reward for customer loyalty; issuance of tokens of value in the nature of gift vouchers; issuance of tokens of value in the nature of restaurant vouchers; issuance of tokens of value in the nature of trading stamps; issuance of travelers' checks; issuance of travelers' checks and letters of credit; lease-purchase financing; lease-purchase loans; liability guarantee and acceptance of bills of exchange; liability guarantee services; loan advice; loan guarantee services; loans [financing] and discount of bills; loyalty coupon payment processing services; maintaining escrow accounts for investments; maintaining mortgage escrow accounts; merchant banking and investment banking services; merchant banking; monetary exchange services; monetary transactions; monetary transfer services; money order payment guarantee services; money order services; money transfer services; money wiring services; mortgage banking; mortgage banking insurance; mortgage banking, lending and brokerage services; mortgage lending; on-line banking services accessible by means of downloadable mobile applications; online banking; on-line bill payment services; on-line brokerage for trading and transactions relating to currency and other financial products; on-line cash account services; on-line commercial banking; on-line escrow services relating to the exchange of services; on-line financial planning services; on-line financial transactions, namely, online payment services, e-money issuing, e-money distribution and redemption, transactions completed by card, money remittances, ATM money withdrawals, credit transfers, and direct debits; on-line real-time currency trading; on-line trading of financial instruments, shares, options and other derivative products; on-line trading of options on the options exchange market; options trading; payment and credit services, namely, card issuing and acquiring; direct debit services, namely, direct debit transactions and standing orders; payment card services, namely, issuing and acquiring prepaid credit cards; payment collection agency services; payment processing services; payment services, namely, e-money issuing, e-money distribution and redemption, transactions completed by credit card, money remittances from one account to another, ATM money withdrawals, credit transfers, direct debits provided via wireless telecommunications apparatus and devices; private banking; private equity financing; private equity fund investment services; private equity investment management; processing electronic payments made with prepaid cards; processing of bank transfer transactions; processing of cash transactions; processing of credit card payments; processing of credit card transactions; processing of debit card payments; processing of debit card transactions; processing of electronic bill payments; processing of electronic cash transactions; processing of electronic check payments; processing of electronic credit card transactions; processing of electronic debit transactions; processing of electronic payments; processing of financial transactions; processing of payment transactions; processing of payment transactions via the Internet; processing of savings account transactions; processing of store card transactions; processing payments for the purchase of goods and services via an electronic communications network; providing banking information; providing bank account information by telephone; providing cash and other rebates for credit card use as part of a customer loyalty program; providing financial guarantees; providing financial grants; providing financial information by electronic means; providing financial information by means of a computer database; providing financial information on-line; providing financial information relating to exchange rates; providing financial information relating to the creditworthiness of companies and individuals; providing financial information via a web site; providing financial lending services for third parties; providing funding for commercial entities; providing information relating to finance and investment via electronic means; providing loan and credit facilities, namely, working capital loans, invoice prepayment, credit card issuing; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; providing on-line financial information from a computer database or the Internet; providing temporary loans; providing working capital; providing working capital financing to small businesses and small business owners; provision of foreign currency; provision of loans by credit unions; provision of working capital credits and loans of all kinds; provision of travellers' cheques; public and private equity financing; public equity financing; savings account services; savings and loan services; safe deposit services; savings bank services; securities arbitrage; securities brokerage; securities deposit services; stock trading; stocks and bonds brokerage; telephone banking; trading of foreign exchange currencies; trading of foreign market securities futures; transfer of funds via electronic communication networks; transfer of funds for the purchase of goods, via electronic communication networks; wholesale lending services

Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; providing access to e-commerce platforms on the Internet; providing telecommunication services, namely, provision of phone numbers, facsimile numbers, and Voip numbers, and voice mail for e-commerce platforms on the Internet and other electronic media; providing e-mail notification alerts of rating changes that affect financial portfolios via the Internet

Programming of software for e-commerce platforms; computer consultancy relating to the creation and design of websites for e-commerce; maintenance of software used in the field of e-commerce; computer software consultancy services relating to the creation and design of web sites for e-commerce; consultancy services relating to software used in the field of e-commerce; computer software maintenance and consultancy relating to software used in the field of e-commerce; hosting of e-commerce platforms on the Internet; rental of computer software for financial management; rental of computer software for financial management; providing temporary use of non-downloadable software for analyzing financial data and generating reports