V VERISK

Providing on-line non-downloadable software programs for use in analyzing property and casualty insurance loss information; Providing on-line non-downloadable software programs for use as an automated valuation model for real estate property assessment and creation of real property valuation reports for others; Providing on-line non-downloadable software programs for health care businesses, health care providers and others in the health care market, for analyzing, creating financial models of, and creating reports on, health care costs and cost-control, the financing of health care costs, managed care provider groups, self-insured employers, third party administrators, and the delivery of health care services, for targeting specific business problems in the health care field, to perform information and research services regarding the Medicare market, and to validate claim submissions and detect, investigate, audit and manage fraudulent claims and over-payment of claims; Providing on-line non-downloadable software for accessing, storing, retrieving and updating driver and motor vehicle records; Providing on-line non-downloadable software for managing workers compensation claims; Providing on-line non-downloadable software for use by the insurance industry to electronically pre-fill insurance applications with applicant information from existing databases; Providing on-line non-downloadable software for use in executing residential insurance and valuation calculations; Providing on-line non-downloadable software featuring a spatial assessment tool that offers geographic maps displaying insurance risk assessment data and information, namely, risk addresses, risk assessment, exposure concentrations, and information regarding target areas for underwriting new business; Providing on-line non-downloadable software for conducting insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line non-downloadable software for providing real-time claims management reports to insurance carriers and restoration contractors via a secure on-line website; Providing on-line non-downloadable software to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; Providing on-line non-downloadable software used in insurance claims handling for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; Providing on-line non-downloadable software for weather-related simulations, forecasts and modeling, to insurance companies and farmers, concerning the risk of weather-related losses; Providing on-line non-downloadable software for screening candidates for employment for criminal records and verification of education, credentials, and employment history; Recovery of computer data generated during the operation of vehicles; Providing on-line databases featuring weather-related catastrophic events; Computer software maintenance, technical support, namely, troubleshooting of computer software problems; Application service provider featuring software for providing an on-line computer database that facilitates audits of insurance premiums; Providing climate forecast information; Electronic data storage services for others; Providing an interactive website featuring technology that allows users to view, annotate and manipulate geospatial data related to properties, structures and characteristics of the earth and objects upon the earth; Providing information and analysis, namely, measurements of building structures, roofs, other features of building structures, property, terrain, and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, using imagery and remote sensing technologies; Providing geographic information and measurement information through the collection, manipulation, processing, and/or formatting of images and geographic measurements of geographic locations, namely, photography taken from aerial vehicles, aerial surveying using remote sensing technologies; Providing computer representations of geographic locations namely, computer mapping and modeling services created from aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies; Providing three-dimensional imagery using computer modeling, and computer modeling with measurements and images of building structures, roofs, other features of building structures, property, terrain and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Remote measuring services for building structures, roofs, property, other features of building structures, terrain, and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, using aerial, terrestrial, satellite and geospatial imagery and other imagery, other remote sensing technologies, and computer software; Obtaining information and imagery, and providing information, imagery, and analysis, namely, computer modeling and computer electronic imaging of building structures, roofs, other features of building structures, property, terrain, other objects and conditions, weather, natural hazards, climate, environment, and natural disasters, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis; Providing on-line non-downloadable software for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line non-downloadable software a for detecting, identifying, measuring and analyzing roofs, building structures, property, terrain, and other objects and conditions; Providing on-line non-downloadable software for accessing, analyzing, managing and organizing data and generating reports for use with aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies, and with photographic data, geospatial data, locational data, and other information and data from remote sensing technologies; Providing on-line non-downloadable software for creating drawings, floorplans, and schematics of building structures, roofs, other features of building structures, property, terrain and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing on-line non-downloadable software for integrating electronic data and other information with real world environments; Providing on-line non-downloadable software for integrating electronic data and other information with real world environments for the purpose of generating maps, representations of building structures, roofs, other features of building structures, property, terrain and other objects and conditions; Providing on-line non-downloadable software for use in providing information featuring aerial, terrestrial, satellite and geospatial imagery and other imagery and remote sensing technologies and photographic data, geospatial data, locational data, and other information and data generated from remote sensing technologies; Providing on-line non-downloadable software for photogrammetric analysis; Providing on-line non-downloadable software for use in detection, inspection, evaluation and assessment of buildings and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement; Providing on-line non-downloadable software for risk assessment, analysis and management and hazard assessment, analysis and management; Providing on-line non- downloadable software to assist in insurance claims assessment, analysis and management; Providing on-line non-downloadable software for capturing, storing, management, processing and transmitting photos, videos and other sensory and detection information; Providing on-line non-downloadable software used for capturing, storing and accessing images and geographic, locational and other data regarding the captured, stored and accessed images; Providing an interactive website featuring information and analysis, namely, engineering information in the field of building structures, roofs, other features of building structures, property, terrain, other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, weather, environment, climate, and natural disasters; Providing an interactive website featuring information and analysis, namely, provision of information in the fields of weather, environmental analysis, and climate science; Providing an interactive website featuring information, and analysis, namely, provision of information in the field of forensic analysis; Providing information, and analysis in the fields of weather, environmental analysis, climate science, and forensic analysis; Providing information and analysis, namely, measurement services featuring imagery and measurements in the field of building structures, roofs, other features of building structures, property, terrain, and other objects in the nature of structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, gathered by manned and unmanned aerial systems; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to property damages, loss information, climate, environment, weather events, catastrophes, and other events and conditions; Providing information and analysis, namely, scientific information in the fields of landscape conditions, climate science, and environmental analysis, and changes and risks associated therewith using aerial, terrestrial, satellite and other imagery and remote sensing technologies; Providing on-line non-downloadable software for controlling imaging and other sensory and detection apparatus and technologies; Providing an interactive website featuring technology that allows users to access, review, comment on, receive training on, and provide feedback on, software and services in the field of insurance and conduct interactive discussions in the field of insurance; Providing on-line non-downloadable software for use in valuations of real estate, buildings, fixtures, personal property and other objects; Providing on-line non-downloadable software for documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing on-line non-downloadable software for communicating with insurance policyholders and insurance industry professionals, for providing and tracking customer surveys and for estimating the costs of insurance, construction, engineering, remodeling or replacement of residential, commercial, industrial and agricultural buildings and the fixtures and contents thereof; Providing on-line non-downloadable software, namely, graphic based construction estimation software to estimate the cost of building or repairing structures and other objects in the nature of structural material and contents of buildings and land; Providing on-line non-downloadable software, namely, non-downloadable cost estimation, project management and analytic reporting software; Providing on-line non-downloadable software for identifying, estimating and valuing insuring, remodeling, replacement and construction costs; Providing on-line non-downloadable software for analytics regarding weather, hazards and other events and conditions in the nature of climates, environment, and catastrophes; Providing a database featuring information and analysis about weather, environmental assessments, climate science and natural hazards in the nature of weather and geological event modeling and simulation; Providing on-line non-downloadable software for creating reports about weather, environment, climate, and natural hazards; Electronic storage services, namely, storing data for others relating to insurance claims, home warranties, valuations of real estate, buildings, fixtures, and personal property, residential insurance valuation calculations, and construction, replacement and remodeling costs estimates, and insurance policies covering real estate; Electronic storage services, namely, storing data for others in the fields of residential, commercial, industrial and agricultural real estate valuations, construction, replacement and remodeling costs estimates; Electronic storage services, namely, storing data from aerial, terrestrial, satellite and other imagery and remote sensing technologies, photographic data and geospatial data; Providing on-line non-downloadable software for education and training in the fields of insurance cost valuation and residential construction and remodeling; Providing on-line non-downloadable software for identifying documenting, inventorying, and monitoring personal, commercial, and industrial property and any damage thereto and status, condition, value and location thereof; Providing on-line non-downloadable software for calculating the costs of repairs and for monitoring of claims under home warranties and building insurance policies; Providing on-line non-downloadable software for calculating the costs of, tracking the progress and payments of, and reporting personal property claims; Development of industry standards and practices, namely, developing voluntary standards in the field of imagery and geospatial intelligence and analysis, and use of manned and unmanned aerial vehicles and related technology; Providing on-line databases and preparation of customized reports and analytical documents delivered electronically featuring scientific research and analysis, computer modeling, simulations, and forecasting, on weather, environment, climate and natural hazards, terrorist threats, and pandemics; Providing on-line, non-downloadable software for creating and viewing reports and maps about weather, environment, climate and natural hazards; Providing a website featuring temporary use of non-downloadable software for creating and viewing reports and maps; Providing on-line non-downloadable software for the operation of unmanned aerial systems; Providing on-line non-downloadable software for capturing, generating, taking, viewing, storing, editing, arranging, converting, combining, sharing, downloading, enhancing, providing, accessing, annotating, transmitting, manipulating, processing, analyzing, maintaining, searching, managing, displaying, detecting, reproducing, modifying and otherwise interacting with or utilizing information, data, and aerial, terrestrial, satellite, and geospatial imagery and other imagery and outputs from sensory and detection technologies; Providing on-line non-downloadable software for capturing, generating, taking, viewing, storing, editing, arranging, converting, combining, sharing, downloading, enhancing, providing, accessing, annotating, transmitting, manipulating, processing, analyzing, maintaining, searching, managing, displaying, detecting, reproducing, modifying and otherwise interacting with or utilizing information, data, and aerial, terrestrial, satellite, geospatial and other imagery and outputs from sensory and detection technologies in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, environment, weather and climate, surveillance, cartography, insurance, banking, construction, real estate, law enforcement, emergency services, government, and geopolitics; Providing on-line non-downloadable software for capturing, generating, taking, viewing, storing, editing, arranging, converting, combining, sharing, downloading, enhancing, providing, accessing, annotating, transmitting, manipulating, processing, analyzing, maintaining, searching, managing, displaying, detecting, reproducing, modifying and otherwise interacting with or utilizing information, data, aerial, terrestrial, satellite, and geospatial imagery and other imagery and outputs from sensory and detection technologies for fraud detection, assessment of energy efficiency, analysis of infrastructure, analysis of electrical utilities infrastructure, forensic analysis, geographical information systems and risk assessment, risk detection, risk analysis, and risk management; Obtaining and providing information and imagery, namely, scientific research information, computer modeling, simulations, and forecasting, on weather events, catastrophes, environment, and climate, terrorist threats and pandemics, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing on-line non-downloadable software for risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online non-downloadable software for accessing information on risk in specific geographic regions, catastrophic events, weather events, world events, and other potential loss events; Providing on-line non-downloadable software for accessing information on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Providing on-line non-downloadable risk modeling software for analyzing business and financial risk, and software for climate, environment and disaster risk management; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events, other catastrophes, and world events; Hosting on-line databases featuring information and analytics on risk in particular geographic regions, weather and natural hazards, weather-related events, other catastrophic events, world events, other loss events; Hosting on-line databases featuring information and analytics on risk relating to human rights, political stability, security, corruption, safety, conflicts, terrorism, food security, water security, energy security, climate change and poverty; Hosting of a website featuring information and analytics in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing on-line non-downloadable software for use in financial analysis, financial risk management, marketing in the financial field, and warehousing of financial data; Data warehousing for financial services institutions; Consultancy services in the field of simulation software for the modeling of natural and man-made events, catastrophe modeling software, weather modeling software, environment modeling software, climate modeling software, consultancy services in the field of risk management software, loss modeling software, software to model rebuild and replacement costs for damaged structures; Scientific and technological services and research and design relating thereto, namely, computer programming and computer software consultation in the fields of methodologies for costing projects, financial planning, business process improvement, business management, mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, quality management, human resources management, project management in the field of the chemical, energy, oil and gas, and coal and metals mining; Scientific and industrial research in the field of chemical, energy, oil and gas, and coal and metals mining industries; Providing technological information, advisory and consultancy services and preparation of technology research reports in relation to the energy, oil and gas, and coal and metals mining industries; Providing technological information, advisory and consultancy services to companies in the energy, oil and gas, and coal and metals mining industries in the field of chemical, energy, oil and gas, and coal and metals mining; Scientific and technological services and research, namely, technical data analysis and modelling in the fields of energy, chemicals, metals and mining; Industrial analysis and research services in the fields of energy, chemicals, metals and mining; Analysis services for oil field exploration and mining exploration; Scientific research consultancy in the fields of energy, chemicals, metals and mining; Oil prospecting; Oil well testing; Research in the field of environmental protection; Providing on-line databases of environmental information enabling customers to analyze and determine the environmental impact of industrial sites, operations, and chemicals used therein; Providing on-line databases of scientific information enabling customers to analyze and determine the environmental impact of industrial sites, operations, and chemicals used therein; Providing on-line, non-downloadable software for retail businesses for identifying employee and customer theft and fraud, for retail businesses for managing transaction data, for loss prevention in retail businesses and for creating reports in the field of loss prevention in retail businesses; Providing on-line databases featuring weather information and weather reporting; Providing on-line non-downloadable software for use in analysis, predictive modeling, and creating reports, relating to catastrophic loss information, weather events and other catastrophes, terrorist threats, and pandemics; Reporting services, namely, weather reporting; Providing on-line non-downloadable software for analyzing risk relating to weather and other perils; Software as a service (SAAS) services featuring software for risk management associated with energy service interruption; Weather forecasting information services; Research in the field of weather, climate and the environment; Consulting and advisory services in the field of weather, climate, and environmental risk; Scientific research; Research in the field of space exploration; Providing on-line non-downloadable searchable computer databases featuring geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors for risk analysis purposes; Providing a website featuring information in the nature of geographic information derived from scientific research on wildfires, and featuring scientific research information about wildfire risk factors, and technology that enables users to analyze the risk associated with wildfires for insurance purposes; Providing on-line non-downloadable software for analyzing risk analysis information relating to residential and commercial property; Providing an interactive website featuring technology that allows users to access and download information, analysis and reports on fire protection efforts to assist communities with evaluating fire risk; Providing on-line non-downloadable software in the fields of career counseling and training, communication of corporate directives, compliance requirements and procedure and best practices to a distributed workforce; Data validation services provided to insurance companies, law enforcement agencies and equipment owners, namely, providing customized computer search and retrieval based on specific customer requests in the field of data to verify the accuracy and status of the Product Identification Number for equipment electronically or via the telephone; Developing databases and investigative resources, namely, development of investigative databases containing information about assets and theft of assets for use by law enforcement agencies to deter theft; Providing on-line, non-downloadable software for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing on-line, non-downloadable software for insurance claims management and case management and reviewing, analyzing, and tracking of insurance claims data; Providing on-line, non-downloadable software for incident investigating and reporting; Providing on-line, non-downloadable software for identifying and investigating theft and fraud; Providing on-line, non-downloadable software for insurance investigations; Providing on-line, non-downloadable software for providing estimates of loss to assist in settlement of insurance claims; Providing on-line, non-downloadable software for data collection, analytics, and providing alerts, on crimes, accidents, other safety events in the workplace and brand protection issues; Providing on-line, non-downloadable software to assist property owners and law enforcement to investigate and recover stolen or damaged property, to share and analyze information regarding crimes, and for reporting of criminal activity; Providing on-line, non-downloadable software for monitoring employee compliance; Providing on-line, non-downloadable software for screening employees and candidates for employment for criminal records and verification of education, credentials, and employment history; Providing on-line, non-downloadable software for use in risk mitigation arising from weather events and for using weather forecasting information to make decisions regarding merchandising; Providing on-line, non-downloadable software for analyzing data and creating reports relating to risk and loss prevention; Electronic storage services, namely, storing data for use in insurance, risk management, risk assessment, and risk analysis, all relating to loss prevention; Providing on-line non-downloadable software to access information about insurance and prospective insureds and to order reports relating to insurance; Providing online non-downloadable computer software for screening employees andcandidates for employment concerning criminal records, driving records, for verification of social security numbers, education and employment history, and for managing, monitoring and analyzing information about drivers; Providing online, non-downloadable software for identifying damage to vehicles; Compilation and analysis of scientific research data in the fields of energy and natural resources, agriculture, mining, transportation, engineering, weather, environment and climate; Providing information, imagery, and analysis in the field of mining, namely, about mining exploration; Computer services, namely, information storage and retrieval in the nature of electronic storage of files and documents, and public document retrieval relating to the handling, storage and regulation of hazardous waste materials; Providing temporary use of online, non-downloadable software for automated claims administration management, tracking, and monitoring of all stages of insurance claims handling; Providing information and analysis namely, information in the field of land evaluation surveying of terrain; Providing an interactive website featuring technology through which data about vehicles that have been in accidents can be uploaded, information about vehicle insurers can be located, and insurers can be alerted about vehicles in accidents; Providing on-line computer databases featuring risk analysis information in the nature of computer modeling, simulation and forecasting about weather; Providing information and analysis, namely, land and geological surveying information and analysis, and providing home inspection information and analysis for repair, restoration and renovation, all relating to building structures, roofs, other features of building structures, structural material and contents of buildings, and land and conditions in the nature of damage and need for repair or replacement, for use in building inspections, risk assessment, hazard assessment, reconstruction assessment, and to assist in insurance claims management and analysis; Providing information and analysis in the field of repair and maintenance of computer vision mobile remote sensing software for manned and unmanned aerial vehicles; Providing a website featuring technology that enables users to engage in on-line discussions, which allow users to exchange information and research, provide and receive feedback, and engage in peer review, regarding research in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, climate, environment, catastrophes, weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture; Providing a website featuring technology that enables users to engage in on-line discussions, for on-line collaboration in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and other remote sensing technologies, insurance, real estate, building and construction, climate, environment, catastrophes, weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture; Providing geographic information through the collection, manipulation, processing and formatting of images and geographic measurements of geographic locations, namely, cartography and mapping services featuring geophysical maps; Providing an interactive website featuring information, imagery, and analysis in the field of cartography, and geographical information systems; Providing information, imagery, and analysis in the field of cartography, and geographical information systems; Consultation in the fields of technology in the nature of remote sensing technologies, geospatial intelligence technologies for mapping, environmental assessment technologies, and information technology for analysis of climate and weather events and issues; Obtaining information and providing information and analysis, namely, photography taken from aerial vehicles, aerial surveying of building structures, roofs, other features of building structures, property, terrain, and structural material and contents of buildings and land and conditions in the nature of damage and need for repair or replacement, using remote sensing technologies; Obtaining and providing information on agriculture, namely, agricultural research, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Electronic monitoring and reporting of status and conditions, namely, vehicle driving history and performance, atmospheric and air quality measurements in buildings, security data, and connected home data, in residential and commercial buildings and in vehicles using computers or sensors; Obtaining and providing information from computers or sensors relating to the status and conditions in residential buildings namely, atmospheric and air quality measurements in buildings and temperature measurements from connected home systems; Providing information, and analysis relating to fraud detection, namely, electronic monitoring of payment activity to detect fraud and providing an interactive website featuring information and analysis relating to fraud detection, namely, electronic monitoring of payment activity to detect fraud; Providing notifications for retail businesses, namely, electronic monitoring of payment activity to detect potential fraud and theft by retail employees, and customers; Hosting an interactive website featuring technologies that allows users to send and receive notifications about information regarding theft of assets via electronic message alerts; Providing information relating to merchant fraud detection, namely, information about electronic monitoring to detect fraud; Security threat analysis, namely, computer security threat analysis for protecting data; Providing an interactive website featuring information and analysis in the field of natural resources, namely, environmental risk assessments; Providing information on and analysis of fire protection efforts, namely, provision of mapping as it pertains to fire prevention, to assist in underwriting of insurance and financial services products; Providing information and analysis in the field of repair and maintenance of computer vision software and mobile remote sensing software for manned and unmanned aerial vehicles; Consulting in the field of catastrophes, namely, computer disaster recovery planning for response to man- made perils; Providing information about pre-travel medical risk mitigation, namely, information about research in the field of health risks assessment of travel to specific locations; Providing research on chemical regulatory matters, namely, scientific research in the field of chemical regulations to enable customers to analyze and determine the environmental impact of industrial sites, operations, and chemicals used therein; Providing ratings information, namely, calculation and simulation of wildfire risk factors; Providing on-line information in the field of computer security threat risk assessment for commercial data protection; Providing information on agriculture, namely, predictive modeling information on weather to estimate agricultural crop losses, to assist in insurance claims management and analysis, risk management and analysis, financial risk assessment, financial and investment analysis, and real estate valuation, and real estate risk management and analysis; Providing an interactive website featuring information and analysis relating to agriculture, namely, predictive modeling information on weather to estimate agricultural crop losses; Consulting in the field of energy in the field of technology for generation of solar energy; Consulting in the field of information technology; Computer programming and software design; Computer programming services for others in the field of software configuration management; Computer software development and computer programming development for others; Computer software updating; Creating, maintaining, and modernizing computer software; On-line non-downloadable software for claims estimation, claims analysis, underwriting analysis, insurance rating, data analysis, loss analysis, data acquisition, storage and retrieval, mapping, reconstruction cost analysis, replacement cost generation and analysis, exposure analysis, data processing, fraud detection, network analysis, imagery analysis, text recognition, object identification, risk identification, lead verification and risk analysis in the field of insurance; Technical support services, namely, troubleshooting of computer software problems; On-line non-downloadable software for updating legacy systems and integrating data output from legacy systems and applications; On-line non-downloadable software for automation of data and business processes; Computer services, namely, systems and data integration and migration services for databases, computer networks, computer systems, and computer software legacy systems for others; Consulting services in the field of design, selection, implementation and use of computer hardware and software systems for others; Computer services associated with unique identifiers of lead events, namely, providing customized on-line non-downloadable software for the analysis, tracking, monitoring, authentication, certification, verification, and validation of lead events; Computer services, namely, on-line non-downloadable software for identifying, tracking, capturing, and analyzing consumer events before, during, and after the creation of a lead; Computer services, namely, on-line non-downloadable software for identifying, tracking, capturing, and analyzing consumer events before a consumer purchases one or more goods or services; Providing on-line non-downloadable risk modeling software for analyzing cyber risks; Providing risk modeling information relating to computers and computer networks in the field of cybersecurity and cyber risks; Software development consulting in the fields of information services and on-line and mobile advertising; Software as a service (SAAS) featuring software for maintaining control of data to ensure data owner privacy, and that allows retailers to assist in the targeting and effectiveness of on-line and mobile advertisements while maintaining control of data to ensure consumer privacy; Platform as a service (PAAS) featuring a software platform that allows for maintaining control of data to ensure privacy, and for targeting of on-line and mobile advertising by tagging, analyzing, reporting, integrating, controlling, managing and sharing a wide variety of data and information from various sources; Providing on-line non-downloadable software for use in insurance policy management and valuations of real estate, buildings, fixtures, automobiles, and personal property; Providing on-line non-downloadable software for building construction and building construction cost estimating; Providing on-line non-downloadable software for tracking, documenting, monitoring, analyzing, managing, and reporting of insurance policies, inspections and valuations of real estate, buildings, fixtures, automobiles and personal property; Providing on-line non-downloadable software for uploading photos and videos, for streaming and recording videos, and for communicating with and sharing information with insurance policyholders and insurance industry professionals; Providing on-line, non-downloadable software for collaboration and communication among multiple users, in particular for voice and video conferencing, messaging, calendaring, task managing, document and information exchange, and providing feedback; Computer services, namely, providing a search engine on the Internet for others to search public real estate property history, including construction permit data, construction inspection data, building contractor data; Computer services, namely, application service provider (ASP) featuring software for searching and retrieving data and information related to agricultural commodities, namely, historical yield data and information; Computer services, namely, application service provider (ASP) featuring software for use in the field of agriculture to provide statistical analysis and generate reports about agricultural commodities; Computer services, namely, application service provider (ASP) featuring software for searching and retrieving data and information related to power generation and power pricing; Monitoring of electric power transmission; Insurance software installation; Insurance software maintenance; Insurance software rental; Installation of insurance software; Leasing of insurance computer software; Rental of insurance software; Repair of insurance software; Services for the leasing of insurance software; Insurance software design; Insurance software development; Insurance software engineering; Insurance software maintenance services; Software as a service, namely, providing software as a service for insurance claim management, insurance broking and insurance underwriting; Platform as a Service, namely, providing software platforms as a service for insurance claim management, insurance broking and insurance underwriting; Information, advice or consultancy services relating to the aforesaid; Data mining; Providing on-line non-downloadable software for managing, monitoring and analyzing information about drivers and driving activities; Providing on-line non-downloadable software for collecting data about vehicles, performance of vehicles and vehicle operators, location of vehicles, and frequency of vehicle use; Providing on-line non-downloadable software for assisting with predictive modeling and analysis of insurance data, insurance underwriting and assessment of insurance risk; Providing on-line non-downloadable software to access information about insurance and prospective insureds; Providing an interactive website featuring technology that allows drivers to access, review and analyze information about their driving activities; Technical data analysis, namely, statistical analysis of data on weather and catastrophic events, all for use in the fields of insurance, energy, power, petrochemicals, metals, chemicals, and mining; Providing an interactive website featuring information about engineering of energy operations for the insurance, energy, power, petrochemicals, metals, chemicals, and mining industries; Providing on-line non-downloadable software for pre-populating insurance documents with data about real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for creating insurance forms and documents relating to real property, personal property, and owners and occupants of real property; Providing on-line non- downloadable software for accessing information for the analysis of insurance risk, insurance underwriting, and insurance coverage; Providing on-line non-downloadable software for accessing information on and analysis of real property and personal property valuation, and estimation of replacement, restoration and repair costs of property and structures; Providing on-line non-downloadable software for accessing information about real property, personal property, and owners and occupants of real property; Providing on-line non-downloadable software for accessing information for insurance quotes, for evaluating insurance policy information, and for evaluating insurance claims; Providing on-line non-downloadable software for risk management, risk assessment, and risk analysis; Providing a website featuring technology that enables users to prepare insurance applications and forms; Providing on-line non-downloadable software that prepares insurance applications and forms; Software as a service (SAAS) services featuring software for use in facility and project resource management, planning and procurement activities for the energy industry; Software as a service (SAAS) services featuring software for providing contract management and analytics, namely, providing an on-line contract document repository and management of visibility, performance, lifecycle and compliance with contractual obligations; On-line non-downloadable software for use in identifying, investigating and analyzing insurance fraud; Authentication of data in the field of insurance using blockchain technology; Providing on-line non-downloadable software for managing insurance transactions using blockchain technology; Providing on-line non-downloadable software for accessing, reading, and tracking information in the field of insurance on a blockchain; Providing on-line non-downloadable software for managing and validating insurance transactions using blockchain-based smart contracts; Software as a service (SAAS) services featuring software for creating smart contract templates in the field of insurance using blockchain technology; Authentication of data using blockchain technology; Providing on-line non-downloadable software for managing transactions using blockchain technology; Providing on-line non-downloadable software for accessing, reading, and tracking information on a blockchain; Providing on-line non-downloadable software for managing and validating transactions using blockchain-based smart contracts; Software as a service (SAAS) services featuring software for creating smart contract templates using blockchain technology