V VERISK

Providing business risk assessment information to insurance carriers; Providing information in the field of property and casualty insurance claims auditing; Providing referral services for building improvement, remodeling, and repair service providers; Providing building and construction cost assessments and cost-estimating services; Providing health care utilization and review information services regarding health care cost management for cost recovery opportunities and processing of health care information particularly to identify missed or incorrect coding, and quality problems and initiatives; Providing healthcare cost review regarding cost reduction services to insurance organizations and other payors of healthcare claims; Prepayment cost reduction services, namely, clinical cost analysis of suspect claims provided to insurance companies and other payers of health care claims; Providing an online cost modeling database featuring replacement cost estimates for building structures used in the insurance field for contracting work; Analyzing computer data, and preparing reports of information generated during the operation of vehicles, instruments and machinery for business purposes; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, estimating contracting work; Providing pricing information for use in estimating and valuing the costs of construction, remodeling, repair or replacement of residential, commercial, industrial and agricultural structures and the fixtures and contents thereof; Compilation and analysis of business data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics; Insurance claims auditing services; Providing business information in the fields of imagery and geospatial data, energy and energy efficiency, agriculture, natural resources, and geopolitical issues; Providing in-person promotional forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture; Consulting services in the field of energy, namely, consulting about business risk management and analysis, energy price comparisons, energy usage management and energy efficiency; Business research and data analysis services in the field of drone services; Providing an interactive website featuring information and analysis relating to assessment of energy efficiency and business risk management; Providing information and analysis in the fields of energy, namely, about business risk management and analysis, energy price comparisons, energy usage management and energy efficiency, supply chain logistics management services for purposes of reduction of theft and risk of theft; Providing information and analysis relating to assessment of energy efficiency and business risk management; Trade information in the field of insurance; Compilation and analysis of business information to assist in risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; Providing business risk assessment information to insurance carriers; Preparing electronic reports for business or commercial purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online databases with information in the field of business strategic and operational risk management and analytics, risk calculation, risk mitigation, risk forecasting; Risk management services; Preparing electronic reports for business strategic and operational purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Marketing consultancy and business risk management provided to financial services institutions; Data integration, namely, data processing services provided to financial services institutions; Business data analysis for measuring the effectiveness of advertisements and targeting consumers; Benchmarking for the financial services industry, namely, providing commercial information and market research information in the field of credit card, debit card, deposit, and other financial transactions; Business assistance, namely, business management assistance; Business analysis, namely, business management analysis; Business strategy planning services; Business management; Business administration; Business appraisals; Business information; Business investigations; Business organization consultancy; Business research; Compilation of information into computer databases; Compilation of statistics; Economic forecasting; Marketing research and marketing studies; Publication of publicity texts and publicity agents; Systemization of information into computer databases; Provision of commercial intelligence, namely, providing business and market intelligence services and business planning, all the aforesaid services relating to the energy, chemicals, metals, mining and commodities industries; Advisory and consulting services in the field of methodologies for cost accounting projects, business process improvement and business management relating to resource planning for the mining and resource industry in the nature of mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, quality management, human resources management, project management relating to mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, and quality management; Project management for business purposes in the field of mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, and quality management; Providing commercial information in relation to resource planning for the mining and resource industries; Providing commercial information in the fields of energy, oil and gas, and coal and metals mining extraction; Computer services, namely, computerized database management relating to the handling, storage and regulation of hazardous waste materials; Business consulting and advisory services relating to product regulatory compliance, namely, services relating to compliance with customer, industry and/or regulatory obligations; Data management services relating to compliance with customer, industry and regulatory obligations for use in data collection, namely, systemization of data in computer databases and database management in the field of product regulatory compliance; Business risk management consultation services in the nature of assisting banks in quantifying the level of risk posed by merchants through analysis of merchant websites; Providing medical referrals and scheduling of medical appointments; Providing information and online databases in the fields of merchant business risk assessment; Providing data in the field of consumer behavior, namely, marketing information about consumer behavior; Maintaining a registry in the field of heavy machinery with information on ownership and theft of assets; Maintaining a database in the nature of a registry that provides data on the ownership of construction equipment for use by the insurance industry and law enforcement; Maintaining a registry of investigators of stolen equipment; Compiling and analyzing data, namely, business data for use in the insurance and financial industries; Compilation and analysis of information, namely, data compiling and analyzing in the field of insurance, relating to wildfires and analysis of risk associated with wildfires; Compilation and analysis of ratings information, namely, business risk assessment in the field of wildfires, used to evaluate risk; Business consulting in the fields of weather, climate and environmental risk; Consulting and advisory services in the field of business risk analysis associated with energy service interruption; Providing information in the field of business risk analysis associated with energy services interruption via the internet; Compilation and analysis of data to assist in insurance claims management and analysis, and business risk management and analysis; Providing business information and online databases featuring business information, namely, business information related to weather-related events, other catastrophic events, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events; Providing online databases and information, and consulting and advisory services, about energy and energy analytics, namely, in the field of business risk management and energy price comparison analysis, energy usage management and energy efficiency; Providing databases in the field of insurance claims auditing; Compilation and analysis of insurance data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics, all for insurance analysis; Compiling and analyzing data for insurance analysis purposes; Providing online databases and information and consulting and advisory services about energy, namely, energy price comparisons, energy usage management and energy efficiency; Consulting in the fields of energy efficiency, natural resources management and geopolitics; Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting; Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing; Providing on-line information for health care businesses, health care providers and others in the health care market, namely, health care cost management and fraud prevention for analyzing and creating reports on, health care costs and cost-control, for targeting specific business problems in the health care field; Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line information in the field of estimating contracting work to receive, track, document and manage repair estimates and property replacement costs; Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes; Providing on-line information in the field of estimating contracting work for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line information in the field of business risk assessment, business management analysis and business management; Providing an interactive website featuring information, and analysis relating to natural resources, namely, natural resources business risk assessment and natural resources management; Providing information in the field of natural resources business risk assessment and natural resources management; Providing information about insurance and potential insured, namely, providing statistical evaluation of insurance claims performance measures for others; Consulting in the field of energy, namely, business risk management consulting, energy price comparison consulting, and energy usage management and efficiency consulting; Providing information in the field of energy and supply chain logistics, namely, information about supply chain management for energy products; Consulting about managing business risk relating to catastrophes; Providing in person promotional forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture; Providing lead certification services associated with unique identifiers, and services related to lead events, namely, the analysis, tracking, monitoring, authentication, verification, and validation of lead events; Providing business risk information relating to cybersecurity and cyber risks; Compilation and analysis of business data in the field of cybersecurity and cyber risk assessment; Compiling, providing and updating an index of building construction remodeling activities; Business information services, namely, reporting of information and data about power generation and power pricing; Statistical analysis and reporting services related to power generation and power pricing for business purposes; Business information services, namely, reporting of information and data about the production, demand for, transportation, storage, and pricing of energy commodities; Statistical analysis and reporting services related to the production, demand for, transportation, storage, and pricing of energy commodities for business purposes; Providing business information about biofuel producers and facilities via a global computer network; Providing a website featuring a searchable database of business information related to biofuel producers and facilities; Business information services, namely, reporting of information and data about natural gas, oil, and natural gas liquids production forecasts; Providing business information about agricultural commodities, namely, production yield information via a global computer network; Providing a web site featuring a searchable database of business information related to agricultural commodities; Business information services, namely, reporting of information and data about the production, demand for, transportation, storage, and pricing of petrochemicals; Business information services, namely, reporting of and forecasting of information and data about power generation, power distribution, and power pricing; Statistical analysis and reporting services related to power generation, power distribution, power trading, and power pricing for business purposes; Business information services, namely, reporting of information and data about the transport of commodities; Providing computer databases, information, and analytics about characteristics, components, loss experience, loss propensity, history, pricing and insurance claims associated with motor vehicles for business purposes; Providing business information relating to the energy, power, petrochemicals, metals, chemicals, and mining industries; Compilation and provision of business information; Providing information, namely, business appraisal information for energy facilities, to assist in insurance underwriting and the analysis of insurance risk; Providing analytics in the field of insurance, namely, analysis of business risk used to make decisions about insurance underwriting and insurance claims; Providing an interactive website featuring information, namely, an online business directory featuring ownership listings of energy and power facilities, for the insurance, energy, power, petrochemicals, metals, chemicals, and mining industries; Business data analysis of the effects of weather and catastrophic events on business performance, in the fields of insurance, energy, power, petrochemicals, metals, chemicals, and mining; Business resource management and business consultation services for the energy industry; Supply chain resource management services for the energy industry; Compiling indexes of information using blockchain technology; Providing information and analytics on consumer spending; Providing information and analytics about consumer behavior and consumer response to marketing, products and services; Providing information and analytics about market conditions

Arranging and conducting business conferences; Arranging and conducting business conferences for persons in the business of insurance and risk management

Providing subscription-based temporary use of on-line non-downloadable software for providing information relating to changes in insurance coverages and policies and for completing insurance applications with applicant information from existing databases for the insurance industry