V VERISK

Subscriptions to a computer service for the insurance industry for providing information relating to changes in insurance coverages and policies and for completing insurance applications with applicant information from existing databases; Providing business risk assessment information to insurance carriers; Providing information in the field of property and casualty insurance claims auditing; Providing referral services for building improvement, remodeling, and repair service providers; Providing building and construction cost assessments and cost-estimating services; Providing health care utilization and review information services regarding health care cost management for cost recovery opportunities and processing of health care information particularly to identify missed or incorrect coding, and quality problems and initiatives; Providing healthcare cost review regarding cost reduction services to insurance organizations and other payors of healthcare claims; Prepayment cost reduction services, namely, clinical cost analysis of suspect claims provided to insurance companies and other payers of health care claims; Providing an online cost-modeling database featuring replacement cost estimates for building structures used in the insurance field for contracting work; Analyzing computer data, and preparing reports of information generated during the operation of vehicles, instruments and machinery for business purposes; Providing estimates of the costs of building repair, restoration, and reconstruction, namely, estimating contracting work; Providing pricing information for use in estimating and valuing the costs of construction, remodeling, repair or replacement of residential, commercial, industrial and agricultural structures and the fixtures and contents thereof; Compilation and analysis of business data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics; Auditing of insurance claims estimations, namely, insurance claims auditing services; Providing business information in the fields of imagery and geospatial data; Providing in-person promotional forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture; Consulting services in the field of energy, namely, consulting about business risk management and analysis, energy price comparisons, energy usage management and energy efficiency; Providing business information in the fields of energy and energy efficiency, agriculture, natural resources, and geopolitical issues; Business research and data analysis services in the field of drone services; Providing an interactive website featuring information and analysis relating to assessment of energy efficiency and business risk management; Providing information and analysis in the fields of energy, namely, about business risk management and analysis, energy price comparisons, energy usage management and energy efficiency, supply chain logistics management services for purposes of reduction of theft and risk of theft; Providing information and analysis relating to assessment of energy efficiency and business risk management; Trade information in the field of insurance; Compilation and analysis of business information to assist in risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, financial and investment analysis; Providing business risk assessment information to insurance carriers; Arranging and conducting business conferences; Arranging and conducting business conferences for persons in the business of insurance and risk management; Preparing electronic reports for business or commercial purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Providing online databases with information in the field of business strategic and operational risk management and analysis, business strategic and operational risk analytics, business strategic and operational risk calculation, business strategic and operational risk mitigation, business strategic and operational risk forecasting; Business strategic and operational risk management services; Preparing electronic reports for business strategic and operational purposes in the fields of insurance, insurance services, insurance management and analysis, risk management and analysis, risk analytics, risk calculation, risk mitigation, risk forecasting, financial risk assessment, and financial and investment analysis; Marketing consultancy and business risk management provided to financial services institutions; Data integration, namely, data processing services provided to financial services institutions; Business data analysis for measuring the effectiveness of advertisements and targeting consumers; Benchmarking for the financial services industry, namely, providing commercial information and market research information in the field of credit card, debit card, deposit, and other financial transactions; Business assistance, namely, business management assistance; Business analysis, namely, business management analysis; Business strategy planning services; Business management; Business administration; Business appraisals; Business information; Business investigations; Business management and organization consultancy; Business research; Provision of commercial information; Compilation of information into computer databases; Compilation of statistics; Economic forecasting; Provision of business information; Marketing research and marketing studies; Publication of publicity texts and publicity agents; Systemization of information into computer databases; Provision of commercial intelligence, namely, providing business and market intelligence services and business planning, all the aforesaid services relating to the energy, chemicals, metals, mining and commodities industries; Advisory and consulting services in the field of methodologies for cost accounting projects, business process improvement and business management relating to resource planning for the mining and resource industry in the nature of mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, quality management, human resources management, project management relating to mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, and quality management; Project management for business purposes in the field of mine planning, equipment scheduling, maintenance scheduling, financial modelling, production scheduling, materials management, and quality management; Providing commercial information in relation to resource planning for the mining and resource industries; Providing commercial information in the fields of energy, oil and gas, and coal and metals mining extraction; Computer services, namely, computerized database management relating to the handling, storage and regulation of hazardous waste materials; Business consulting and advisory services relating to product regulatory compliance, namely, services relating to compliance with customer, industry and/or regulatory obligations; Data management services relating to compliance with customer, industry and regulatory obligations for use in data collection, namely, systemization of data in computer databases and database management in the field of product regulatory compliance; Business risk management consultation services in the nature of assisting banks in quantifying the level of risk posed by merchants through analysis of merchant websites; Providing medical referrals and scheduling of medical appointments; Providing information and online databases in the fields of merchant business risk assessment; Providing data in the field of consumer behavior, namely, marketing information about consumer behavior; Maintaining a registry in the field of heavy machinery with information on ownership and theft of assets; Maintaining a database in the nature of a registry that provides data on the ownership of construction equipment for use by the insurance industry and law enforcement; Maintaining a registry of investigators of stolen equipment; Compiling and analyzing data, namely, business data for use in the insurance and financial industries; Compilation and analysis of information, namely, data compiling and analyzing in the field of insurance, relating to wildfires and analysis of risk associated with wildfires; Compilation and analysis of ratings information, namely, business risk assessment in the field of wildfires, used to evaluate risk; Providing risk analysis ratings information, namely, business risk assessment, to the insurance industry relating to wildfires used to evaluate risk; Business consulting in the fields of weather, climate and environmental risk; Consulting and advisory services in the field of business risk analysis associated with energy service interruption; Providing information in the field of business risk analysis associated with energy services interruption via the internet; Compilation and analysis of data to assist in insurance claims management and analysis, and business risk management and analysis; Providing business information, namely, business information on weather events, other catastrophes, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events, to assist in insurance claims management and analysis, risk management and analysis, business risk assessment, and financial and investment analysis; Providing on-line databases featuring business information, namely, business information related to weather-related events, other catastrophic events, and business information related to estimates of insured loss and actual insured loss resulting from catastrophic events; Providing online databases and information about energy and energy analytics, namely, in the field of business risk management and energy price comparison analysis, energy usage management and energy efficiency; Providing consulting and advisory services in the field of energy, namely, business risk management and energy price comparisons analysis, energy usage management and energy efficiency; Providing information in the field of insurance claims, namely, insurance claims auditing; Providing databases and information in the field of insurance claims auditing; Compilation and analysis of insurance data in the fields of energy and natural resources, agriculture, mining, transportation, supply chain logistics, engineering, weather, environment and climate, cartography, insurance, banking, finance, construction, real estate, law enforcement, emergency services, government, real estate, and geopolitics, all for insurance analysis; Compiling and analyzing data for insurance analysis purposes; Providing online databases and information and consulting and advisory services about energy, namely, energy price comparisons, energy usage management and energy efficiency; Providing online databases and information in the field of insurance, namely, insurance claims auditing; Insurance analysis services, namely, insurance claims auditing; Consulting in the fields of energy efficiency, natural resources management and geopolitics; Providing online websites in the field of insurance claims auditing, business risk management and analysis, business risk analytics, business risk calculation, business risk mitigation, and business risk forecasting; Providing on-line information in the field of property and casualty insurance loss, namely, claims auditing; Providing on-line information for health care businesses, health care providers and others in the health care market, namely, health care cost management and fraud prevention for analyzing and creating reports on, health care costs and cost-control, for targeting specific business problems in the health care field; Providing on-line information in the field of insurance premium audits, for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; Providing on-line information in the field of estimating contracting work to receive, track, document and manage repair estimates and property replacement costs; Providing on-line information in the field of screening candidates for verification of education, credentials, and employment history for business purposes; Providing on-line information in the field of estimating contracting work for cost estimating and other assessments in the building, construction, repair, restoration, maintenance and remodeling industries; Providing on-line information in the field of business risk assessment, business management analysis and business management; Providing on-line information in the field of insurance claims auditing; Providing an interactive website featuring information, and analysis relating to natural resources, namely, natural resources business risk assessment and natural resources management; Providing information in the field of natural resources business risk assessment and natural resources management; Providing information about insurance and potential insured, namely, providing statistical evaluation of insurance claims performance measures for others; Consulting in the field of energy, namely, business risk management consulting, energy price comparison consulting, and energy usage management and efficiency consulting; Providing information in the field of energy and supply chain logistics, namely, information about supply chain management for energy products; Consulting about managing business risk relating to catastrophes; Providing in person promotional forums in the fields of technology, use of imagery, geospatial intelligence and analysis, manned and unmanned aerial vehicles and related technology in the nature of computer vision technology and mobile remote sensing technologies, insurance, real estate, building and construction, catastrophes, climate, environment and weather events and issues, surveillance, energy, natural resources, geopolitics, and agriculture