V-OPTIMIZER

Computers, computer boards and peripherals, and computer software for speech, speaker, voice and/or voice-print recognition, identification, validation, verification and processing, and for language recognition; computer software applications using speech, speaker, voice and/or language recognition technology in the fields of banking and financial services transactions, telephone-based information services, secure commerce transactions, electronic commerce, point-of-sale and point-of-services transactions, travel services, telecommunications services, calling card and cellular telephone access, security, confidential information access, premises access and global information network web page access; interactive voice response systems comprising computer hardware and operating and applications software therefor; programming tools and utilities; and instructional manuals sold as a unit therewith