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Claims adjustment in the field of insurance; claims adjustment for non-life insurance; public insurance claims adjusting services; public insurance claims adjusting services in the area of commercial and residential property damage, fire damage, tornado damage, hurricane damage, water damage, hail damage, wildfire damage, wind damage, and flood damage; independent insurance appraisal services, namely, appraisals of insurance claims of personal property and real estate; insurance policy examination services, namely, assessing insurance claims