V

downloadable electronic newsletters in the field of credit scoring and credit management

printed materials, namely, white papers, newsletters, brochures and pamphlets in the field of credit scoring and credit management

Providing a website featuring information in the field of credit scoring and credit management; financial services, namely, providing consumers with information that businesses, banks, and others use to make credit decisions; credit information services, namely, providing credit information relating to consumer applicants for credit; financial services in the nature of credit modeling, namely, the evaluation of credit and other data as credit risk predictors, credit scoring services, and analytical services, namely, evaluation of credit and other data as credit risk predictors, all for purposes of evaluating credit worthiness

Educational services, namely, conducting classes, seminars and workshops in the field of consumer credit scoring and management and distribution of printed materials therewith, all conducted via webinars and live and in online live and pre-recorded presentations