V

BANK HOLDING COMPANY SERVICES-NAMELY, BANK ACCOUNT AUDIT AND VERIFICATION SERVICES, OVERLINE LOAN SERVICES RENDERED TO MEMBER BANKS AND THEIR CUSTOMERS TO ALLOCATE PRO RATA SHARES OF SUBSTANTIAL LOANS BETWEEN MEMBER BANKS, MONEY CENTER SERVICES FOR MARSHALLING AVAILABLE SURPLUS CASH DEPOSITED IN MEMBER BANKS FOR INVESTMENT IN OTHER BANKS AND FOR THE PURCHASE OF SHORT TERM BONDS, FINANCIAL INVESTMENT ADVISORY SERVICES TO MEMBER BANKS AND CUSTOMERS THEREOF, TRUST SERVICES RENDERED TO MEMBER BANKS AND THEIR CUSTOMERS THROUGH AN AFFILIATED TRUST COMPANY AND THE TRUST DEPARTMENTS OF MEMBER BANKS, BLANKET BOND SERVICES TO MEMBER BANKS, AND BANKING AND RELATED FINANCIAL SERVICES RENDERED BY ITS AFFILIATED BANKS