UWHARRIE BANK

Banking services; financial services, namely, checking accounts, savings accounts, certificates of deposit, money lending services, secured and unsecured lines of credit and loans, mortgage banking and mortgage lending services, credit card and debit card services, credit card verification and authorization services, cash management services, automated clearing house (ACH) services, monetary transfer services, automated teller machine (ATM) services, automated bill payment services, foreign exchange transactions, currency exchange services, safe deposit box services, online banking services, banking services provided by mobile telephone connections, telephone banking services, personal banking services, commercial banking services, merchant banking services, financial planning and investment advisory services, wealth management services, financial portfolio management, and financial retirement plan consulting services; payment processing services, namely, credit card and debit card transaction processing services; wire transfer services, namely, electronic transfer of funds; trust services, namely, investment and trust company services