UTEXPAY

Data processing apparatus; Magnetically encoded blank bank cards for issuance by financial institutions; Computer hardware and recorded software systems for facilitating and administering payment, banking, credit card, debit card, payment card, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control; Computer hardware and recorded software systems for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; Computer hardware and recorded software systems for encryption, encryption keys, digital certificates, digital signatures; Computer hardware and recorded software systems for facilitating the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; Recorded computer application software for mobile phones, namely, software for financial information, financial transactions; Recorded software for commerce over a global communications network; Recorded software for use in connection with digital currency, cryptocurrency, electronic currency; Recorded software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; Recorded software for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions; Recorded computer software for enabling smart cards to interact with terminals and readers; Recorded computer software for processing electronic payments and for transferring funds to and from others; Recorded computer software for the handling of financial transactions; Downloadable computer chatbot software for simulating conversations; Encoded smart cards containing programming used for financial services

Management and operation assistance to commercial businesses; Invoicing services; Business appraisals; Database management services; Business information services; Promoting the sale of goods and services of others by means of rewards and incentives generated in connection with the use of electronic payment; Forensic accounting services; Providing business information via a web site; Promoting the goods and services of others by means of a loyalty rewards program; Business management consulting and advisory services for the financial industry; Business information management; Business management information on a wide variety of topics to service providing professionals; Information and data compiling and analyzing relating to business management; Providing business management information in connection with consulting and advisory services in the field of strategic planning; Financial records management; Financial record-keeping for optimization of payments; Financial record-keeping for analyzing payment processing, authentication, tracking, and invoicing; Providing consumer information in the field of the purchase of goods and services online via the internet and other computer networks.; Advertising services in the field of financial services; Advertising services; Marketing services; Promotional marketing services; Business data analysis; Business profit analysis; Information services relating to business matters; Business advisory services, consultancy and information; Providing business marketing information; Market analysis and research services; Market research

Financial consultancy; Financial research; Exchanging money; Electronic banking via a global computer network; Financial wealth management services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Processing of electronic wallet payments; Currency trading; Currency exchange services; Providing an on-line searchable database featuring financial information about determining score values; Issuance of credit cards; Issuing of debit cards; Electronic funds transfer; Electronic transfer of virtual currencies; Bill payment services; Financial investment brokerage; Financial investment brokerage services; Debt collection agency services; Financial risk management consultation; Financial risk management; Financial risk assessment services; Credit and loan services; Financing of loans; Financial asset management in the field of digital asset management; Providing financial information via a web site; Financial transaction services, namely, providing secure commercial transactions and payment options; Clearing and reconciling financial transactions via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Payment processing services in the field of credit card, debit card, payment card, electronic payments; Processing of contactless credit and debit card payments; Information, advisory, consultancy and financial research services relating to finance and investments; Commodities exchange services; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Brokerage houses in the field of stocks, commodities, and futures; Currency transfer services; Providing information in the field of finance via a website; Providing secure financial transactions and payment options; Providing an internet website portal in the field of financial transaction and payment processing services; Money exchange services; Money transfer; Providing financial services with respect to securities and other financial instruments and products, namely, money management services; Providing financial services with respect to securities and other financial instruments and products, namely, providing financial market news and commentary; Providing financial risk assessment services; Outsource service provider in the field of financial consultancy; Providing financial advisory services; Providing financial research services; Financial trust administration; Clearing-houses, financial; Financial affairs and monetary affairs, namely, financial information, management and analysis services; Financial management via the Internet; Financial management for businesses; Financial asset management; Financial management; Financial portfolio management; Financial management relating to investments; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet

Electronic exchange of data stored in databases accessible via telecommunication networks; Transmission and delivery of information and data via computer networks, telecommunication networks, the Internet; Transmission and distribution of data or audio visual images via a global computer network or the internet; Telecommunication access services; Transmission and reception of database information via the telecommunication network; Providing telecommunications connections to a global computer network; Providing telecommunications connections to the internet or databases; Providing electronic telecommunication connections; Providing access to telecommunication networks; Providing information in the field of telecommunications; Broadcast of information by means of television; Communication services, namely, providing electronic transmission of information stored in a database via interactively communicating computer systems; Communication services, namely, electronic transmission of data and documents among users of computers; Electronic transmission for others of securities and financial information via computer linking services, namely, communicating and routing trade information involving orders, entry and execution services, to others via a global computer network; Providing user access to global computer networks; Providing multiple use access to global computer information networks for the transfer and dissemination of a wide range of information; Telecommunications services for providing multiple-user access to a global computer network; Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; Providing electronic transmission of contactless payment data via the internet

Providing courses of instruction in the field of finance; Training services in the field of finance

Software as a service (SAAS) services featuring software for use in financial transaction services, electronic payment processing services, processing payments for purchase of goods and services via an electronic communications network, money transfer and electronic payment services, electronic transfer of funds; Software as a service (SAAS) services featuring software for use in banking services, online banking services, issuance of credit and debit cards, financial management services, financial affair services, monetary affair services, foreign exchange services; Data security consultancy; Electronic monitoring of personally identifying information to detect identity theft via the internet; Platform as a service (PAAS) featuring computer software platforms for authenticating, facilitating, matching, processing, clearing, storing, receiving, tracking, transferring, and submitting trade data, exchanging of trading transaction details, and management of the overall trading lifecycle; Electronic monitoring of credit card activity to detect fraud via the internet; Providing a secured-access website that gives registered Internet networked institutions the ability to upload, view, copy, print, download and share documents and images for the purposes of conducting consumer-driven transactions; Computer security services, namely, restricting unauthorized access to remote transactions, payment systems, personal identity data

Legal services; Licensing of computer software